Area Credit Manager-Commercial Vehicle

Job Requirements

Role/

Job Title:

Area Credit Manager-Commercial Vehicle

Business:
Retail Banking

Function/ Department: 'Retail Underwriting

Place of work:
Pan India

Roles & Responsibilities

'

Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honour the agreed SLAs and manage area business volumes
Supervise a team of credit underwriters and provide guidelines
Conduct personal discussion with customers to establish credit worthiness
Control and contain front-end delinquencies by calling up customer on first presentation
Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
Coordinate with sales to achieve targets and ensure SLAs are met
Ensuring credit policy adherence to the accepted standards
Recommend process changes in order to improve service efficiency and quality across the assigned area
Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service

Secondary Responsibilities

'a) Proficent in MS - Word /Excel and power point

b)
Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.

c) Willingness to work extensively in the field and travel across the region on short notice.

d) Carrying out ad-hoc activities as per the requirement of the department.