Mortgage Processor

Position Summary

The Mortgage Processor evaluates, authorizes approval or denial of mortgage loan applications. The role acts as liaison between potential clients and Primis Bank, researching credit records, determining client needs, and recommending suitable loan products.

• Interview applicants, research credit status and financial position to evaluate eligibility for a mortgage loan.
• Identify and recommend products that meet customer needs and originate according to guidelines.
• Conclude on applicable financial and non-financial criteria and develop loan repayment plans.
• Collect and prepare necessary documentation for the loan package; check documents for proper vesting, legal descriptions, closing dates, and signatures.
• Finalize loan contracts and keep clients informed of rules and obligations.
• Complete all required disclosures and verifications during underwriting process.
• Maintain regular, reliable, and predictable attendance.

• Comply with industry regulations, requirements, and state/federal laws applicable to the job duties.
• Remain up-to-date regarding lending and other financial services.
• Submit files to the designated Underwriter.
• Follow up with clients to verify important and critical information.
• Keep abreast of industry regulations and changes; recommend procedural changes to management.
• Maintain compliance with all state and federal regulations and bank policies and procedures (e.g., BSA, SAR, CTR, FACT Act, Community Reinvestment Act, EEO, fair employment practices).
• All other duties as assigned.

• High school diploma or equivalent required.
• Bachelor’s degree in business, banking, or finance preferred.
• Required to possess all applicable licenses.
• A minimum of 5 years’ experience as a Mortgage Processor or similar role.

• In-depth knowledge of closing procedures, loan processes, and documentation.
• High level of understanding of current regulatory requirements affecting mortgage loans.
• Professional and effective verbal and written communications.
• High degree of detail orientation.
• Strong organizational skills.
• Ability to work independently with minimal supervision.
• Proficient with MS Office.

• Continuous stationary position at a desktop computer.
• Continuous repetitive use of hands/arms for typing, writing, phone and computer use.
• Continuous communication: verbal and written in-person, phone and electronic.

Office environment; remote and hybrid flexibility if determined by management.

Mid-Senior level

Full-time

Finance and Sales