Credit Specialist

Responsibilities

• Evaluate clients’ credit data and financial statements in order to determine the degree of risk.
• Prepare Credit reports in accordance with credit policy.
• Communicate with sales staff to obtain business opportunities and pipeline, give advice on the credit sales models and credit proposals.
• Conduct on-site investigation and complete site survey report.
• Participate in credit review conference, follow up with the execution of the decision of credit review conference.
• Initiate credit sales contract review process and follow up with the contract signing.
• Implement the risk control measures and collect the related contracts, certificates and other documentations.
• Establish and maintain the business ledger, documentations ledger and customers’ repayment ledger, monitor contracts execution and payment collection.
• Carry out overdue payment collection, initiate equipment repossession process and apply for lawsuits if necessary.
• Develop the third-party financial partner channels, and coordinate with the third-party financial partners for financing business referral.

• Good verbal and written communication skills in English and Arabic preferred
• Strong interpersonal skills, negotiation, and details oriented.
• Ability to work independently and collaboratively in a fast-paced environment
• At least 4+ years’ experience in relevant field within the Oman.
• Bachelor's degree preferably Masters Degree in Finance.
• English language (Required)
• Arabic Language (Added Advantage)
• Oman Experience (Required)
• Driving license (Required)