Finance Operations Officer

The Finance Operations Officer will be responsible for the day-to-day execution of company's financial operations. This role ensures smooth and accurate handling of borrower repayments, investor withdrawals/deposits, and post-funding disbursements, while maintaining proper records and controls.

• Receive, log, and deposit borrower cheques.
• Track repayment schedules and ensure timely clearing.
• Reconcile cheque collections with the accounting system.

• Process investor withdrawals and deposits.
• Reconcile investor account balances with the platform and bank accounts.
• Support investor queries related to cash movements.

• Coordinate disbursement of funds to suppliers and anchors.
• Maintain borrower account statements after disbursements.
• Ensure transparency and auditability of campaign-related flows.

• Monitor overdue repayments and send reminders to borrowers.
• Escalate to collections/legal team where necessary.

• Maintain daily transaction logs.
• Assist in weekly reconciliations between bank accounts, platform wallets, and internal ledgers.
• Provide supporting documentation for audits.

• Timely cheque deposits and fund disbursements.
• Accuracy of reconciliations (zero unexplained variances).
• Reduction in overdue borrower repayments.
• Timely and error-free investor withdrawals/deposits.
• Completeness of daily transaction logs and records.

• Diploma or bachelor's degree in accounting, Finance, or Business Administration.
• 2-4 years' experience in banking operations, treasury, or accounting operations.
• Strong knowledge of cheque handling and bank reconciliations.
• Familiarity with fintech or trade finance operations is preferred.

• High attention to detail and accuracy.
• Strong organizational and record-keeping ability.
• Good communication skills for borrower and investor follow-up.
• Integrity and reliability in handling funds.
• Proficiency in Excel and accounting systems.