Head of Motor

Key Responsibilities Strategy & Leadership

• Develop and implement the Motor business strategy aligned with company objectives and regulatory requirements.
• Lead and mentor underwriting and technical teams to deliver high performance and profitable growth
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• Build a strong market intelligence framework to track industry trends, pricing, technology, and competitor activity.
• Drive a performance-focused culture across branches and departments.

• Establish and maintain underwriting guidelines, policies, SLAs, and authority limits
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• Monitor portfolio growth, profitability, and loss ratios against budget.
• Conduct risk assessment, referral handling, and quality assurance reviews
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• Ensure tariffs, pricing, and renewal strategies remain competitive and profitable
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• Maintain oversight of non-standard risks and underwriting decisions
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• Work closely with the claims team to monitor loss ratios, claim severity, and large claims exposure
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• Ensure effective procedures for claim notifications, repair assessments, settlements, and reinsurer interactions
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• Maintain compliance with regulatory requirements and reinsurance treaty conditions
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• Monitor claims exceeding treaty limits and coordinate approvals with reinsurers.

• Maintain strong relationships with brokers, clients, and market partners
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• Contribute to marketing strategies and business development initiatives
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• Provide regular reporting to executive leadership on motor performance and corrective actions
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• Bachelor’s degree (preferably in Insurance or a related field)
• MBA or postgraduate qualification preferred

• Minimum 10 years’ experience in the insurance industry
• At least 10 years managing teams within Motor Insurance
• Strong exposure to motor underwriting, claims, and portfolio management

• Deep knowledge of motor insurance products, vehicle types, and rating structures
• Strong leadership, analytical, and decision-making abilities
• Excellent communication and stakeholder management skills
• Commercial mindset with a results-driven approach

This is an excellent opportunity to take ownership of a strategic motor insurance portfolio within a growing organisation, shaping underwriting strategy and driving sustainable growth.