Mortgage Loan Officer

Thank you for your interest in a career  Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career — a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.

• Completes mortgage applications for submission to the loan processing and underwriting departments

• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history

• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation

• Structures loan to comply with acceptable lending practices and Federal regulations

• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact

• Answers customer calls and walk‑in customers to discuss various loan products and qualification information

• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business

• Cross‑sells other bank products and services

• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations

• May participate in networking through professional, business and community organizations and activities to promote and market loan products

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

This is a commission‑based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate’s location, performance, and production.

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to (Use the "Apply for this Job" box below). for more information.

• High School Diploma or GED

• One (1) year of mortgage lending experience with proven mortgage production

• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

• Bachelor's degree

• Prior Mortgage Loan Officer experience

• Good organizational skills

• Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.

• Knowledgeable on agency and investor regulations and guidelines

• Must be able to build and maintain internal and external relationships to deliver high levels of service

• Must be able to multi‑task competing priorities and meet tight deadlines

• Proficient in Microsoft Office products

• Sales acumen

• Strong written and verbal communication skills

• Positions may be available in other cities within Florida.

• Strong preference for MLOs with recent proven production 10M or greater annually.

Full time

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

Regions offers a benefits…