Commercial Portfolio Manager

Job Category: Corporate Individual Contributor

Requisition Number: COMME
003385

• Posted :
  September 24, 2025
• Full-Time

Showing 1 location

188 Main Street
Nashua, NH 03060, USA

Position Summary: The Commercial Portfolio Manager supports Relationship Managers (RM) and the Team Leader (TL) with new loan requests and the management of existing commercial loan relationships. Key responsibilities include working with RM’s and the TL to underwrite, structure and document quality loans per bank policy, and to assist RM’s and TL in offering other appropriate services provided by the bank.

• Assists RM’s and the TL by assessing prospective customers and executes other sales/customer orientated projects.
• Underwrites new transactions, renewals, modifications and reviews ensuring the overall risk is assessed appropriately. Underwriting to include collecting financial information to assess past and future performance; developing prudent questions; conducting research; and reviewing apprais, environmental and other reports as warranted.
• On an ongoing basis, monitors and tracks the processing of annual reviews and periodic line renewals portfolio-wide for the Eastern and Southern regions.
• Acts as the Bank’s primary servicing, reporting and compliance liaison with commercial lending agency partners and credit enhancement program providers, including but not limited to the United States Small Business Administration (SBA) and Finance Authority of Maine (FAME).
• Assists in loan closings in conjunction with loan assistants and attorneys, ensuring compliance with loan approval.
• Resolves and addresses customer issues, inclusive of overdrafts and pass due accounts, across the loan portfolio.
• Proactively identifies and recommends opportunities to cross-sell additional loan and non-credit products to clients.
• Services a portfolio of smaller loan relationships including interviewing loan applicants, gathering supporting financial documents, and negotiating loan terms with the assistance of a business banker.
• Performs projects and initiatives related to credit administration or across the company as needed.
• Maintain a positive and professional relationship with customers and all business partners by responding to any and all requests in a positive, consistent and accurate manner.
• Enthusiastically support the Bank’s Guiding Principles and Brand Behaviors.
• Adheres to federal regulatory requirements and all established policies and procedures.

• Perform other duties as requested.

• A college degree in Business Administration, Economics, or a closely related field.
• A minimum of 3 years’ experience in commercial banking, including credit analysis.
• Ability to gather and analyze financial and economic information, communicate conclusions, and negotiate loan arrangements.
• The flexibility to learn and keep current with changing procedures and regulations, varying job assignments, technological advances and new equipment.
• The ability to manage multiple priorities in a fast paced, high-volume environment.
• Good communication, organization and administrative skills.
• Computer skills with a familiarity with Windows, Word, Excel, and other assigned software packages.

Physical Demands and Work Environment:

Physical Demands:
General office environment.

Work Environment:
General office environment.

Full Time, 40 hours per week.

Required Travel:

This position requires travel approximately 15% of work hours.

AAP/EEO Statement:

Bar Harbor Bank & Trust is an Equal Opportunity Employer, Minority/Female/Disability and Protected Veteran. These are the requirements for an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential responsibilities. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.