Business Analyst

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Payments Business Analyst

• Payments Domain Knowledge, SWIFT, SEPA, Faster Payments, CHAPS, RTGS, ACH, ISO 20022
• Payment Lifecycle Understanding, Payment Initiation, Validation, Routing, Settlement, Reconciliation
• Regulatory Compliance (PSD2, AML, KYC)
• Business Requirement Gathering, Functional Specification Documentation, Use Case Development, Process Mapping, BRD Creation
• UAT Support, Defect Triage, Stakeholder Management, Agile Methodology, Waterfall Methodology
• User Story Writing, Traceability Matrix, Workshop Facilitation, Change Request Management, Impact Analysis
• Business Process Reengineering
• Knowledge of Payment Platforms (GPP, ACI, FIS, Temenos)
• Cross-Border Payments, Real-Time Payments, Digital Banking Transformation

• Engage with business stakeholders to understand payment-related requirements across domestic, cross-border, and real-time payment systems.
• Analyze existing payment processes, systems, and workflows to identify gaps and improvement opportunities.
• Translate business needs into detailed functional and non-functional requirements.
• Create process flow diagrams, use cases, user stories, and business requirement documents (BRDs).
• Maintain traceability matrices and ensure alignment between business needs and technical delivery.
• Act as a bridge between business, technology, and operations teams to ensure clear communication and shared understanding.
• Facilitate workshops, walkthroughs, and requirement sign-offs with stakeholders.
• Support QA and UAT teams by reviewing test cases and validating that delivered solutions meet business requirements.
• Participate in defect triage and resolution during testing phases.
• Collaborate with architects and developers to ensure payment solutions are scalable, secure, and aligned with enterprise architecture.
• Provide input on data models, integration points, and system interfaces related to payment platforms.
• Contribute to project planning, impact analysis, and change request management.
• Track and report progress of payment-related initiatives to stakeholders.
• Maintain up-to-date documentation of payment systems, business rules, and regulatory changes.
• Share domain knowledge and mentor junior BAs or team members.

• 5+ years of experience as a Business Analyst in the payments domain.
• Strong understanding of payment systems and standards (SWIFT, ISO 20022, SEPA, etc.).
• Experience with payment platforms like GPP (Fundtech), ACI, FIS, or Temenos Payments Hub.
• Familiarity with Agile and Waterfall methodologies.
• Excellent communication, analytical, and stakeholder management skills.

$110,000 - $150,000 a year

BACHELOR OF COMPUTER SCIENCE

• Seniority level:
  Mid-Senior level
• Employment type:
  
  Full-time
• Job function:
  Research, Analyst, and Information Technology
• Industry: IT Services and IT Consulting