Senior Product Manager - SME Credit Risk

We are a seed-funded startup using state-of-the-art AI to reimagine how businesses access credit and risk intelligence. Our team includes ML and engineering talent from top-tier US tech companies, the product is live with early customers, and we’re building fast. With our product already in the market, first clients onboarded, and sufficient runway secured, we are passionate about using AI to enhance access to credit information for businesses.

We’re hiring a  Product Lead — SME Credit Risk  to own Cred Hive’s core risk product line:  SME credit reports and risk scoring . This is a high-ownership, 0→1 role where you’ll define the product vision, ship fast with engineering and data teams, and ensure customers trust and adopt our risk outputs. We want someone who is product-first  and  has a strong  data/DS mindset.

Key Responsibilities
Own the roadmap for  SME credit risk products : credit report experience, risk score/PD, and early warning monitoring.
Translate underwriting workflows into clear product specs and user experiences that drive adoption.
Partner tightly with Engineering to - define labels/targets and data quality standards, design feature sets and model experiments, and set evaluation metrics (AUC/KS, calibration, drift) and monitoring.
Build product trust layers: explainability (drivers), confidence scoring, recency/freshness, and “what changed” narratives.
Run customer discovery with credit managers/underwriters and turn feedback into rapid iterations.
Drive cross-functional execution across Product, DS, Eng, Design, and GTM.

Qualifications
Prior ownership of a B2B product or analytics-heavy product (6+ years overall experience).
Strong grounding (3-5+ Years) in  credit risk / underwriting / SME lending  (PD/risk scoring, early warning signals, portfolio thinking).
Strong data mindset: comfortable with SQL + spreadsheets, can reason about model tradeoffs, leakage, bias, and stability.

Experience with Indian SME signals (ROC filings, litigation, bureau inputs, bank statement proxies, alternate data).
Built monitoring/alerts systems or risk analytics dashboards.
High ownership, speed, and the ability to thrive in ambiguity

What We Offer
Competitive salary and benefits package.
You’ll lead one of the most valuable parts of the business:  risk and default prediction .
Real ownership and fast execution.