Financial Crime Risk Investigator

Mount Laurel, New Jersey, United States of America

40

$53,560 - $86,320 USD

Financial Crime Risk Management

The Financial Crime Risk Investigator I conducts adjudications and/or analysis, risk assessments and investigations of general queue cases (recommending for demarket and/or freezing accounts by the appropriate investigative unit). Provides analysis and/or data/evidence gathering support for moderate to very complex end-to-end investigations. This can include AML and Sanctions/ABAC Financial Crime or digital evidence for case preparation and evidence/documentation purposes.

Prioritizes incoming investigation requests.

Investigates AML, ATF, ABAC and Sanctions cases and conducts interviews or collects and analyzes digital evidence;
Sound knowledge of investigative techniques, AML, and criminal trends, and analysis;
Demonstrates experience managing more complex non-criminal investigations;
Strong understanding of Bank policy and procedures for own area;
Professional role with a focus on providing services/process/program support within defined parameters;
Requires sound conceptual knowledge in related functions;
Typically, no supervisory accountability but may provide informal guidance to others;
May lead small projects and/or support work streams of a bigger project;
Investigates and analyzes potential solutions; ensures processes and functional programs are implemented;
Executes on work with some complexity, requiring short to medium-term focus (weekly-monthly);
Delivers on assigned initiatives/projects/programs with some direction from management.

Experience in both Adverse Media and PEP

Education & Experience:

Undergraduate degree or equivalent work experience 2+ years experience.

Conducts thorough analysis, risk assessment and investigation of referred/assigned cases;
Conducts research, and applies new methodologies for analyzing digital evidence to reduce the risk of exposure to TD Bank;
Provides support in preparation for review, interviews for financial crime cases and ensures proper documentation is obtained for evidence purposes;
Uses sound methodologies to collect, preserve, and analyze digital evidence;
Works with internal partners/external parties for effective detection and investigation purposes;
Prepares and delivers AML, Sanctions/ABAC and Financial Crime or fraud detection/loss prevention seminars to internal areas of the Bank;
Maintains a good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques;
Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation;
Conducts sound investigations and provides AML and Sanctions/ABAC support and recommendations.

Leads work streams by acting as a project lead for small scale projects/initiatives in accordance with project management methodologies;
Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate;
Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices;
Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area;
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary;
Maintains…