Loan Review Commercial Examiner II

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:$100,000 - $150,000 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Risk Management

Job Description:

As an experienced credit professional and individual contributor on the team, the Loan Review Commercial Examiner II independently conducts borrower file reviews within the scope of Examinations and continuous review testing activities across the Bank's broad range of Commercial loan portfolios.

Department Overview:

As an expert credit professional, the Loan Review Commercial Examiner II serves as an individual contributor within the scope of Examinations and continuous review testing activities across the Bank's broad range of Commercial loan portfolios. The Loan Review Commercial Examiner II independently conducts borrower file reviews, in concert with leadership, relative to ongoing Examinations and continuous review testing activities.

Depth & Scope:

Conducts independent, high quality, comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios to assess underwriting adequacy, portfolio monitoring activities, documentation adequacy, collateral valuations, risk rating accuracy, and problem loan administration

Interprets and applies Regulatory feedback and requirements as well as Bank policies and credit standards and evaluates adherence of reviewed credits to these policies, credit standards, risk limits and Regulatory guidance

Analyzes and interprets borrower specific information, including an independent assessment of repayment capacity, management capability, covenant adherence, legal documentation, and industry risk Utilizes independent judgment and subject matter expertise to develop and provide management with a risk rating assessment for all borrowers reviewed, ultimately in support of the Bank's Expected Loss determination

Participates in and contributes to risk rating discussions, both internally and with Line of Business partners

Utilizes and applies subject matter expertise in development of job aids in support of Examination activities

Interacts independently and professionally, both verbally and in writing, with lending and credit management staff in conjunction with loan reviews. Works productively to resolve any discrepancies and disputes with lending and credit management, incorporating Line of Business feedback in final assessments, where appropriate

Maintains an expert working knowledge of Bank credit policies and procedures to measure appropriate adherence during loan reviews. Initiates independent professional development to stay well informed on credit products and structures, industry trends and regulatory changes

Produces work papers documenting review findings for internal presentation to Loan Review management and external presentation to Line of Business partners and Regulatory review

Manages workflow in accordance with department standards

Aids and assists in the professional development of other Commercial Examiners as deemed appropriate.

Maintains confidentiality of customer information at all…