Commercial; Property Line of Business Analyst​/Sr Commercial; Property Line of Business Analy

About Us

At Selective, we don't just insure uniquely, we employ uniqueness. Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year.

Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.

Position supports profitability improvement and profitable growth initiatives for property line of business. Understands rates, rules and forms relative to regional and state insurance bureaus. Works in conjunction with C/L LOB Manager to manage inventory of bureau circulars and analytical projects, and determines if the organization has to or chooses to adopt legislation. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.

• Partners with the Product Development Specialists to support their responsibility for Insurance Services Office (ISO), Selective proprietary, American Association of Insurance Services (AAIS) rates, rules and forms.
• Ensures a consistent business process and tools for product development as respects intake, tracking, review, materiality and decisions in terms of ISO, AAIS and independent property rating bureau circulars and bulletins. Recommends actions outlining pros and cons when considering options with regard to ISO ,AAIS and independent property rating bureau. Determine requirements needed to adopt circulars and reviews system ramifications of the circular/bulletins.
  
  Collaborates with the Product Development Specialist regarding decisions, requirements and ramifications to Selective proprietary forms.
• Maintains ownership of the profit & loss for assigned line of business. Provides analysis for state and countrywide rate reviews as well as to aid regional partners in region and state level efforts at profitability improvement and profitable production by providing recommendations and support to drive the activity required.
• Supports Product Development Specialists efforts to maintain inventory and accountability for governance of existing rates, rules and forms. Includes oversight of delay/non-adopt ISO, AAIS, and independent property rating bureau circulars.
• Manages line of business assigned for all corporate governance and compliance issues.
• Receives and handles underwriting referrals from the field and/or corporate underwriting, utilizing underwriting expertise to advise the most appropriate solution or course of action in a timely manner. Includes supporting the Product Development Specialist's, analysis of existing manuscript endorsements, determination of acceptability based on clarity, accuracy, and compliance with each state's regulations, development of alternative solutions using filed forms, or provide alternative language that is compliant, clear, and concise.
• Actively participates in supporting predictive model efforts relative to given line of business.
• Assists with the creation and delivery of educational materials and training programs for agents, regional personnel and corporate underwriting to ensure thorough understanding of underwriting guidelines, issues and controls.
• Participate in the Large Loss Review process and Quality Assurance Reviews as necessary. Drafting analysis, insight and takeaways or action plans.
• Provides exceptional customer service to agents, regional personnel, Product Development staff, corporate underwriting and other stakeholders as identified.

Knowledge and Requirements

• Highly proficient written and verbal communication skills
• Possesses strong…