Senior Product Manager - Credit Risk & Underwriting

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Company Mission

Our mission is to give the world access to the best products by empowering great brands to reach their growth potential.

Today's consumer brands need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer.

Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours.

Since launching in April 2020, we've deployed over $4.5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic, Little Words Project and Kekoa Foods.

Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video to hear directly from them.

At Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website.

At Wayflyer, our Credit Risk & Underwriting team builds the tools and systems that power our ability to make fast, high-quality funding decisions. As Senior Product Manager, Credit Risk & Underwriting
, you’ll lead the product vision and strategy for how we assess customer risk ensuring Wayflyer deploys capital confidently and efficiently.

This is a mission-critical area. Our underwriting tools underpin every decision we make, and your work will directly influence how we evaluate eCommerce businesses, reduce friction in the funding experience, and scale underwriting without scaling cost.

You’ll work closely with our teams across Data, Credit, and Compliance teams, with our Underwriting team as your primary customer. You’ll be part of a talented, cross‑functional product trio alongside engineers and designers from Amazon, Shopify, Google, and more.

You’ll lead the evolution of our internal underwriting platform and broader risk tooling, working on the systems that have powered billions in funding for thousands of merchants globally. This role is about creating leverage: building seamless internal workflows, surfacing the right data at the right time, and improving decision quality and speed across the underwriting process.

This isn’t just about backend infrastructure - it’s about turning underwriting into a competitive advantage. You’ll partner with the Funding Experience team to make risk insights more transparent to customers and reduce unnecessary drop‑off and churn.

This is an ideal role for someone who thrives on solving complex, high‑stakes problems behind the scenes, and who enjoys building for internal teams with the same care as customer‑facing products.

• Define and own the vision, strategy, and roadmap for our risk and underwriting products.
• Work closely with underwriting stakeholders to deeply understand pain points and identify opportunities to streamline workflows, improve decision accuracy, and reduce time‑to‑offer.
• Partner with your product trio to run structured discovery, validate hypotheses, and make evidence‑based product decisions.
• Build for scalability ensuring risk tooling can support new markets, product types, and underwriting models over time.
• Collaborate across teams, especially Data, Commercial, and Compliance, to ensure alignment across the full funding journey.
• Track product performance, gather user feedback, and continuously iterate on solutions. You know that product work doesn’t stop at launch.
• Drive internal transparency around priorities and trade‑offs, communicating clearly with stakeholders and ensuring alignment at every stage.
• Contribute to the growth of Wayflyer’s product culture, helping to shape how we build, collaborate, and learn as a team.

• Proven experience as a senior‑level product manager in a fast‑paced, high‑growth startup (Series A–C…