Business Lending Specialist/Junior Loan Officer
Listed on 2025-12-02
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Finance & Banking
Risk Manager/Analyst, Loan Officer, Banking & Finance, Credit Analyst
Location: New York
Business Lending Specialist/ Junior Loan Officer
Join Polish & Slavic Federal Credit Union as a Business Lending Specialist/ Junior Loan Officer.
Description
Polish & Slavic Federal Credit Union offers a competitive benefits package, including Medical, Vision, and Dental Insurance, Retirement Plans, Life Insurance Plans, Tuition Reimbursement, and Pet Insurance. The credit union also provides a generous Paid Time Off policy, including Vacation, Personal, and Sick Time, as well as a Birthday Day off.
Job Details
Polish & Slavic Federal Credit Union is committed to supporting employees’ overall wellbeing by providing valuable benefits. The credit union proudly offers a competitive benefits package, including Medical, Vision, and Dental Insurance, Retirement Plans, Life Insurance Plans, Tuition Reimbursement, and Pet Insurance, among other benefits. We also have a generous Paid Time Off policy, including Vacation, Personal, and Sick Time, as well as a Birthday Day off.
Core Responsibilities
- Obtain required financial information and underwrite the credit by performing the appropriate level of analysis to evaluate the overall credit worthiness of the member.
- Process R/E loan applications, obtain 3rd party reports, appraisals, environmental assessments, and flood hazard certificates.
- Prepare credit recommendations and approve loans within the approved lending limit, resulting in well-documented and fundamentally sound credit decisions.
- Prepare loan documents, obtain all executed required legal documents, and close the loan.
- Assist the Portfolio Manager in the performance of annual credit reviews and reassessment of credit risk.
- Process/underwrite/approve non-R/E credit applications.
- Answer MBL inquiries, resolve complaints, and member issues.
- Assist members with loan applications and documentation completion.
- Prepare and maintain accurate monthly Loan Application pipeline.
Requirements
- Minimum 3 years’ experience in business credit analysis, workflow organization, and processing.
- Comprehensive knowledge of commercial and business lending, with completion of formal commercial loan analysis education on the evaluation of financial statements and tax returns, or prior work experience.
Pay: $47,478.50 - $91,492.17 per year
AN EQUAL OPPORTUNITY EMPLOYER
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