Accountant, Financial Reporting, Financial Analyst

Base pay range

$90,000.00/yr - $/yr

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping home buyers save thousands of dollars. Our AI‑driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to home buyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top‑tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation.

We’re seeking a detail‑oriented and motivated accountant to join our NYC office. This role offers an exciting opportunity to apply strong technical accounting skills in the mortgage industry—no prior mortgage or loan‑level experience required. We’re looking for someone with a passion for learning, exceptional organization, and a commitment to accuracy and service excellence.

• Lead loan‑level accounting activities for the mortgage business, including:
  • Month‑end close tasks
  • Bank reconciliations
  • Accrued liabilities
  • Balance‑sheet reconciliations
  • Revenue recognition
  • Assist in preparing monthly, quarterly, and annual reporting requirements
  • Support the year‑end audit process by preparing schedules, reconciliations, and documentation as needed
  • Maintain accurate financial records and ensure compliance with accounting standards and internal policies
  • Manage all servicing requests and respond promptly to borrower inquiries, delivering a top‑tier customer experience

• Bachelor’s degree in Accounting, Finance, or a related field (CPA or progress toward CPA a plus)
• 2–5 years of relevant accounting experience
• Strong technical accounting background and analytical skills
• Excellent organizational abilities and high attention to detail
• Effective written and verbal communication skills; ability to respond to inquiries with speed, accuracy, and care
• Proficiency with accounting software and Excel

• Financial curiosity & industry eagerness—strong drive to learn the mortgage industry and navigate complex accounting structures and regulatory environments
• Exceptional communication & clarity—articulate complex financial data clearly and build rapport with stakeholders
• Grace under pressure—maintain composure and focus when managing time‑sensitive deadlines and unexpected challenges
• Grit and motivation—thrive in a performance‑driven environment and view challenges as opportunities
• Beyond the ledger mentality—contribute insights to strategic business decisions and partner across departments
• Multi‑tasking and follow‑through—manage multiple financial tasks simultaneously and deliver accurate outcomes
• A positive, coachable mindset—welcome feedback, pursue process improvement, and commit to professional growth

• Career growth:
  Multiple paths within Tomo as a key member of the accounting team during scaling
• Equity ownership:
  All teammates receive stock options
• Coaching and mentorship:
  Hands‑on training and guidance from seasoned teammates

• Equity ownership:
  All teammates receive stock options—we win together
• Comprehensive medical, dental, and vision plans for you and your dependents, with some plans 100% covered
• Work‑life balance and generous paid time‑off policy
• Paid parental leave for teammates who become parents
• 401(k) retirement plan

Great ideas come from everywhere. We welcome people of all identities, backgrounds, and experiences to apply.

Employment type:

Full‑time | Seniority level:
Entry level |

Location:

New York, NY