Senior Associate, Accounting & Financial Operations

Senior Associate, Accounting & Financial Operations

New York, NY

WHO WE ARE

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability.

Leading organizations, including JPMorgan Chase, Pay Pal, HSBC, SoFi, Scotiabank, App Folio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new‑to‑country consumers with Credit Passport®. With support from investors Canapi Ventures, Kleiner Perkins, General Catalyst, and Index Ventures, as well as industry veterans from Goldman Sachs, JP Morgan, and Citi, Nova Credit is revolutionizing the way lending is done.

We were recently named in Forbes’ Fintech 50 in 2025 and Built In’s Best Places to Work, 2025.

Nova Credit offers a dynamic and inclusive work environment where you can meaningfully impact the lives of people historically excluded from the credit system. We value diversity, intellectual honesty, and innovation and are committed to supporting our team members' professional growth and development. If you're passionate about leveraging technology to drive financial inclusion, we want to hear from you!

THE OPPORTUNITY

We're looking for a motivated accounting professional to join our Finance & Strategy team at a pivotal moment. You'll play a crucial role in establishing our financial foundation as we implement our new ERP system (Net Suite), and prepare for our first external audit. This is an opportunity to own critical processes from day one and shape how we scale our financial operations.

This role is for you if:

• You're passionate about ensuring accuracy in financial reporting, driving efficiencies, and making a lasting impact on the Finance & Strategy organization
• You're an operator with high attention to detail, a passion for building processes, and a high sense of ownership
• You've demonstrated success in accounting in a scaling environment where you've executed full‑cycle month‑end close, have a solid understanding of GAAP accounting principles, and have an interest in systems and operations
• You thrive in environments where you can build and improve processes rather than simply maintain existing ones

This is a full‑time position reporting to the Director, Finance & Strategy. Candidates based in the New York Metropolitan area are preferred.

Responsibilities Include:

• Month‑End Close and Financial Reporting – Own the full‑cycle close process, including journal entries, reconciliations, and preparation of financial packages for management, investors, and the Board; perform variance analysis and deliver insights; support multi‑entity accounting and international compliance requirements
• Financial Operations – Manage end‑to‑end accounts payable operations, including vendor relationships, payment processing and categorization; oversee accounts receivable and customer collections/dunning activities; administer corporate card, T&E, and expense reimbursement programs; serve as subject matter expert for operational finance policies and procedures
• Systems Implementation and Process Improvement – Support Net Suite ERP implementation and transition from Quick Books Online; partner with Finance & Accounting Manager to build scalable processes as the organization prepares for first audit; identify automation and system enhancement opportunities; develop robust documentation and internal controls

WITHIN THE FIRST MONTH, YOU'LL:

• Dive into a high‑growth environment, learning our mission and building relationships with key stakeholders across the company
• Take ownership of core financial operations including AP processing and expense management
• Jump into an active…