Mortgage Loan Processor

Job Description

Mortgage Loan Processor

At R&J Capital we believe in serving customers with honesty, integrity and competence. We are a highly revered mortgage brokerage firm providing services in New York, New Jersey, Florida, Connecticut, Pennsylvania, North Carolina, Texas, Maryland, California, Colorado & Indiana and continuing to expand. Join us and work for a company that is focused on success, growth and out of the box solutions.

• Three year’s relevant mortgage processing or underwriting experience
• Experience with mortgage loan software programs
• Verbal and written communication skills
• Good interpersonal and customer service skills
• Time-management and organization skills
• Ability to meet strict deadlines
• Ability to explain technical concepts in simple terms
• Ability to work in a fast-paced environment
• Willingness to learn new concepts to grow and advance

• Monitor and manage large pipeline to ensure timely funding of loans
• Evaluate and assess residential mortgage loan applications as assigned
• Perform a preliminary review of each application for compliance and completeness
• Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed
• Maintain contact and support between the Loan Originator and all other departments of the company throughout the process of the loan, which may include Sales, Underwriting, Compliance, and Funding
• Identify any change of circumstance and prepare and deliver any required disclosures
• Evaluate risk of residential mortgage loan applications based on company guidelines
• Image and accurately organize all file documentation to comply with company and industry standards
• Prepare and submit completed loan files to lender’s underwriting for decision based on mandated quality control guidelines and regulatory compliance
• Resubmit loan files to obtain clear to close status and collect prior to closing documents
• Be able to self-prioritize and manage large pipeline and exhibit high organization skills
• Provide a high level of customer service to internal and external customers
• Update loan milestones within one business day of the event
• Other duties as assigned

This is a fulltime position

R & J Capital Group