Portfolio Manager

Talent Acquisition specialist at The Windsor Consulting

Location:

Midtown, NYC

Job Type: Full-time

Salary Range: 110k

We are looking for a candidate who will be responsible for active and dynamic portfolio management and monitoring of the Banking Americas lending portfolio with a focus on optimizing profitability and capital usage.

• Assist in managing the overall Banking Americas portfolio.
• Manage the Business Selection Committee (BSC) pipeline for capital allocation proposals to ensure that all proposals are submitted in a timely fashion and are signed off by the Portfolio Management team.
• Provide onboarding advisory solutions of new capital requests to Banking Americas including but not limited to:
• Provide comments and observations on BSC presentations prior to final submission for committee review.
• Validate data entry on the profitability models to ensure that the proposed and existing transactions are modeled correctly.
• Guide and advise on profitability metrics including offering solutions to maximize/improve profitability.
• Act as the point of contact for deal teams for client capital onboarding and strategic deal advisory.
• Conduct non‑bias scrutiny of client value propositions at the point of origination to make deal teams aware of potential challenges that could be addressed during negotiations.
• Advise deal teams on achieving target risk appetite with the use of various risk mitigation tools to support transaction execution and generate ancillary cross‑selling opportunities for core clients.
• Serve as a center of excellence for bank profitability metrics, capital calculations, and provide advisory and education to bankers and product partners at point of origination.
• Provide transparency to risk mitigation tools/costs to meet potential risk appetite thresholds ensuring costs are factored into profitability metrics.
• Track client and portfolio profitability to ensure that BSC cross‑sell promises/forecasts from product partners are delivered.
• Monitor the Banking Americas portfolio using early warning indicators for sectors and specific credits.
• Actively scrutinize single names and sectors of post‑origination to identify potential credit migration risks, forming proprietary views and developing recommendations.
• Perform fundamental credit risk deep‑dive assessments on sectors and specific credits triggered by early warning indicators to form a view and develop an action plan.
• Coordinate internally with Sector Team Leaders to forecast and report Banking Americas credit charges.
• Provide regular and ad‑hoc reporting on portfolio composition and various risk metrics.
• Anticipate, assess, and analyze event‑driven risk on the portfolio (natural disasters, political instability, systemic shifts in industry business models).
• Advise and/or manage stressed and distressed credits in the portfolio.
• Identify issues with transaction booking, correct errors in booking systems, and ensure that collateral protections are properly reflected to influence the Bank’s balance sheet and P&L.
• Assist with other administrative duties and projects, including the execution of live transactions, as assigned.
• Participate in periodic ad‑hoc projects.

• Eligible to work in the US.
• Four‑year college degree in Accounting, Business, Finance, or Economics, or a strong quantitative background.
• 3–5 years of credit portfolio management or relevant experience.
• Strong understanding of banking products including documentation (loans, trade finance, leasing, securitization, project finance, etc).
• Understanding of regulatory capital, RWA calculations, and Basel accord.
• Understanding of Credit Default Swaps, Credit Risk Insurance, Loan Sales, and other risk mitigation products.
• Cross‑sector expertise is a plus.
• Effective oral and written communication skills.
• Strong PC skills, including knowledge of MS Word, PowerPoint, and Excel (including Capital IQ and Bloomberg).
• Good interpersonal skills, team‑oriented personality, and capacity to effectively organize and multi‑task in a fast‑paced environment.

Mid‑Senior level

Full‑time

Management

Staffing and Recruiting

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