Private Bank Lending Specialist CRE

Description

The Private Bank Lending Specialist
- Commercial Real Estate supports the Relationship Manager with★★★★★ loan portfolio with extraordinary care and service. The lending specialist works primarily in operational, processing, and analytical capacities, ensuring a high level of quality control from loan sizing and application through closing. The Lending Specialist is expected to become an expert on Private Bank lending credit policy, lending origination systems, and regulatory requirements for commercial real estate/multi‑family lending.

The ideal candidate will demonstrate a desire for a client‑centered environment where they can overcome obstacles and function as a critical team member to create the client experience that creates loyalty for the future and builds business through referrals.

• Works closely with RM and client to identify lending needs and solutions.
• Performs analysis of client's financials to determine loan eligibility.
• After RM handoff, serves as main point of contact for all internal/external parties to lending transactions while keeping RM informed.
• Manages end‑to‑end loan process with clients, internal/external partners from inquiry through post‑closing (e.g., presents loan to Credit Officer for approval, locks & submits loans, collects due diligence, assists with closing coordination and any post‑closing requests).
• Monitors pipeline to ensure loan workflow is efficient andىنىclosing deadlines.
• Maintains a high level of quality control for verifying accuracy of financial and loan documents.

• 1‑3 years of commercial real estate underwriting and processing preferred.
• Strong written and verbal communication skills with high attention to detail required.
• Proficient use of MS Excel is required.

• Hours per Week: 50 (this is an exempt position and meeting deadlines requires flexibility in time management and additional hours).
• Work Schedule astore: M‑F with occasional weekend work possible to meet a deadline.

The salary range for this position is $90,000 - $130,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time‑away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit

Some job boards have started using jobseeker‑reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.