Senior Lender; SVP

• Title
  Senior Lender (SVP)
• Type Full Time
• Experience 8 Years
• Function Commercial/Private Banking
• Location New York, NY, United States
• Company Flagstar Financial

Flagstar Bank is a subsidiary bank of Flagstar Financial. The bank provides customers with easy access to the full range of products and services.

The bank is hiring a Senior Lender (SVP) who will interact with Private Client Groups and their prospects and clients in the development of complex personal and business loans
.

• Bachelor’s Degree in business or related field (highly preferred)

• Minimum 8 years of commercial lending at a leading money center bank
• Formal Credit Training (required)
• Prior management experience

• Ensures loan agreements are complete and accurate according to policy and comply with approval.
• Interview applicants to request specified information for loan applications.
• Maintains database and monitors the performance of loans.
• Notifies the Portfolio Management Team Leader – SVP immediately of any credit quality issues within the portfolio.
• Recommends requests that exceed credit quality to Portfolio Management Team Leader – SVP.
• Reviews daily referrals for overdrafts and unavailable funds from financial centers and private client groups.
• Review financial reports submitted by clients to monitor compliance.
• Seeks opportunities outside the bank to develop prospects for loans.
• Works closely with outside counsel for documentation on loan transactions.

• Knowledge of Analyzing financial statements, cash flow analysis, and financial ratios
• Thorough knowledge of lending to individuals/businesses

• 401(k)
• Auto, Home, Legal, and Pet Insurance
• Commuter Benefits
• Company Holidays
• Dental
• Disability Insurance
• Emotional Wellness
• Employee Assistance Program
• Flexible Spending Accounts
• Life and AD&D insurance
• Medical
• Paid Time off
• Tuition Reimbursement
• Vision

Flagstar is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.