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Merchant Cash Advance; MCA) Processor

Job in New York, New York County, New York, 10261, USA
Listing for: High Rise Capital
Full Time position
Listed on 2026-10-08
Job specializations:
  • Finance & Banking
    Banking & Finance
Salary/Wage Range or Industry Benchmark: 52000 - 76000 USD Yearly USD 52000.00 76000.00 YEAR
Job Description & How to Apply Below
Position: Merchant Cash Advance (MCA) Processor
Location: New York

Key Responsibilities
  • Review new deal submissions for completeness (applications, bank statements, IDs, voided checks, etc.)
  • Communicate with ISOs, brokers, and merchants to collect missing documents and clarify information
  • Organize files and prepare them for underwriting review
  • Verify merchant and owner information, including business details, ownership, and bank account data
  • Prepare, send, and track contracts and e-signatures
  • Complete pre-funding checklists and coordinate with the funding team
  • Update deal statuses and notes accurately in the CRM/loan management system
  • Follow compliance procedures, including document verification and fraud-prevention protocols
  • Meet daily and weekly processing targets while maintaining a high level of accuracy
Requirements
  • 1+ year of experience as a processor in MCA, small business lending, or alternative finance
  • Working knowledge of MCA deal structures and terminology (factor rates, holdbacks, ACH/split funding, stacking, etc.)
  • Ability to read and review business bank statements
  • Strong attention to detail and organizational skills
  • Clear, professional written and verbal communication
  • Comfortable managing multiple deals at once in a fast-paced environment
  • Proficiency with Microsoft Office/Google Workspace and e-signature tools
Nice to Have
  • Experience with an MCA CRM or LMS (e.g., Salesforce, Centrex, Pipeline, Fusion CRM)
  • Familiarity with UCC filings and basic fraud-detection practices
  • Experience working directly with ISOs/brokers
What We Offer
  • Competitive salary [and performance bonuses]
  • [Health, dental, and vision insurance]
  • [401(k) / retirement plan]
  • [Paid time off and paid holidays]
  • Training and clear opportunities to grow into Senior Processor, Underwriting, or Funding roles
  • A supportive team in a growing industry
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