Commercial Relationship Manager II - Denver

South State Careers.

Work Location:

3301

E. 1st Ave., Denver, Colorado 80206.

• Actively participates in a business development plan to increase the loan and deposit portfolio of commercial clients within a South State metro market.
• Develop consultative relationships with prospects and clients to add value by delivering appropriate banking solutions.
• Manage the flow of loan and deposit requests through the appropriate channels to ensure the credit quality, responsiveness, structure and pricing meet the needs of the client and the operating objectives of the Bank.
• Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth and Retail.
• Underwrite loan requests within the parameters of the Bank’s policies and procedures.
• Ensure loan packages are accurate and complete when submitted to the appropriate Credit partner for approval.
• Manage and service assigned loan portfolio.
• Ensure all required documentation is in file for all loans and deposits.
• Clear documentation or compliance deficiencies noted by Loan and Deposit Operations or other review.
• Partner with Credit to properly risk grade each loan in the assigned portfolio and adjust risk grades as circumstances change or new information becomes available.
• Price each loan and deposit product according to current Bank pricing guidelines.
• Document the credit quality, current competitive factors, or overall relationship circumstances that justify departures from the approved Bank pricing regulations.
• Demonstrate a commitment to fair lending practices.
• Remain knowledgeable of all laws and regulations governing the lending activities of financial institutions.
• Ensure compliance with all applicable Bank policies and procedures, as well as all State and Federal regulations.
• Resolve client problems and assist with general inquiries.
• Provide superior service to existing clients.
• Build and maintain a positive working relationship with COI’s and others in the community to enhance the Bank’s image and reputation in the marketplace.

• Education: A Bachelor’s degree in business, finance, banking or related field is required. Graduation from a recognized school of banking is an asset.
• Experience: Minimum of 5-10 years commercial lending experience; previous loan structuring and credit analysis responsibilities.
• Knowledge: Extensive knowledge of all Bank products, services, procedures and practices; in-depth understanding of Federal and State lending regulations and Bank policies related to lending procedures.
• Familiarity with the local business community is strongly preferred.
• Skills: Well-developed sales, interpersonal and negotiating skills. Excellent written and verbal communication. Basic accounting and credit skills. Detail-oriented with strong ability to prioritize complex work assignments. Proven analytical skills and ability to evaluate credit worthiness. Proficiency in basic office equipment, especially calculator and computer. Proficiency in Microsoft Word, Excel, Outlook.

• Required annual compliance training.
• New Employee Orientation.

Must be able to effectively access and interpret information on computer screens, documents, reports. Requires a large amount of time in front of a computer; can be sitting or standing with use of the right desk.

Position is located in a private office inside a cooled, heated facility. Break room and rest room available during breaks.

May require some travel from time to time.

Salary range: $99,237.00 – $, depending on experience.

Equal Opportunity Employer, including disabled/veterans.