Mortgage Underwriter
Job in
City of Watertown, Jefferson County, New York, USA
Listed on 2026-10-14
Listing for:
Watertown Savings Bank, MA
Full Time
position Listed on 2026-10-14
Job specializations:
-
Finance & Banking
Mortgage Loan Originator / Advisor, Underwriter, Loan Officer / Lending
Job Description & How to Apply Below
Location: City of Watertown
Position Summary
The Mortgage Underwriter I is responsible for reviewing and assessing residential mortgage loan applications to ensure adherence to established underwriting standards, regulatory requirements, and the Banks policy. This role will evaluate borrower qualifications, analyze financial documentation, and work with the Loan Officer to determine the overall risk associated with each loan decision. The Mortgage Underwriter I will work with Loan Officers and other origination staff to facilitate timely approvals while maintaining sound credit practices, compliance, and exceptional customer service.
Key Responsibilities- Review Mortgage and Home Equity application documentation for accuracy
- Analyze borrowers employment history, financials, credit reports, asset statements, liabilities, etc. to determine eligibility for financing
- Underwrite loans in accordance with Bank Policy, State and Federal laws and regulations, and any other guidance issued by partner organizations of WSB
- Identify and communicate application deficiencies to the Loan Officers
- Maintain high level of service and professionalism both internally with coworkers and externally with customers
- Monitor personal pipeline to ensure files are moving timely and efficiently
- Perform other duties as assigned.
Skills:
Attention to detail, communication, organization, problem-solving, technology proficiency
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