Capital Officer Job New York New York USA,Finance & Banking

Location: New York

About Moon Pay

Moon Pay is for builders with something to prove.

This isn't a "work on cool crypto stuff" company. It's a high-standards, high-velocity, high-accountability company building the operating system for value movement. If the internet moves information, we move value: crypto, stable coins, tokenized assets, and whatever comes next. Four offerings make that real: fund, tokenize, trade, and spend. 30M+ customers and 500+ ecosystem partners run on us. Licensed in the U.S. Regulated across the UK, EU, Canada, and Australia.

AI is the default operating mode here. It's woven into every role, and we expect you to use it daily. It handles the manual work so you can deliver on what actually matters.

You'll thrive here if outcomes excite you more than process, if impact motivates you more than titles, and if you want hard problems, real ownership, and teammates who love winning, building, and doing it together.

Recent recognition:

Forbes' America's Best Startup Employers 2026 .

Fortune's inaugural Crypto 100.

The Sunday Times Best Places to Work two years running.

Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot.

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About the Opportunity

Moon Pay is strengthening its financial infrastructure as part of its long-term strategy to build a robust, scalable platform at the intersection of financial services and digital assets. We are hiring a Capital Officer to build and lead our approach to capital planning and allocation, funding, and liquidity.

This is an opportunity for an experienced financial services leader to build and scale a sophisticated capital management capability in a fast-evolving industry. You will be responsible for ensuring Moon Pay takes a disciplined, forward-looking approach to how capital and liquidity are planned, managed, and deployed as the business grows.

You will bring deep experience from a complex financial institution, combining technical expertise in capital management with strong commercial judgement. You will develop the frameworks, analytics, governance, and decision‑making processes required to understand capital and liquidity needs across a range of business and market scenarios and ensure financial resources are deployed effectively.

Working closely with Finance, Risk, Legal, and senior business leaders, you will play an important role in strengthening Moon Pay's financial resilience and supporting its long‑term strategic objectives.

What You Will Do

Build and own Moon Pay's capital planning and management framework
, including forecasting, capital allocation, governance, monitoring, and management reporting.
Develop and execute funding and liquidity strategies
, ensuring appropriate planning for liquidity needs and funding requirements across different business and market conditions.
Develop robust capital forecasting capabilities
, assessing current and future capital needs and translating business strategy, financial performance, and external conditions into actionable capital plans.
Lead stress testing, sensitivity analysis, and scenario planning
, assessing how changing or adverse business, financial, and market conditions could affect capital and liquidity and identifying appropriate management actions.
Drive capital allocation and balance sheet analysis
, partnering with senior stakeholders to evaluate capital deployment, funding requirements, financial trade‑offs, and opportunities to optimize the use of…