Analyst, Portfolio Administration

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

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Supporting the Business Credit Center within the Operations & Administration the Analyst, Portfolio Administration is responsible for driving activities relating to the management of commercial loans within the Business Credit Center portfolio. Delivering an industry-leading customer experience for our business clients and manage the administrative functions related to general customer service requests, loan maturities and documentation, credit quality maintenance, risk mitigation and management, and collateral tracking.

This position will require significant customer contact and will liaison with Relationship Managers to co-manage existing client relationships. The ability to work in a fast-paced environment, multi-task, and prioritize workflow is critical. As an Analyst, the individual will handle time-sensitive customer service requests and will be directly engaged with clients and Bank Operations staff to promptly resolve issues.

• Manage a portfolio of Small Business loans and alert senior management to issues which affect portfolio asset quality.
• Deliver superior customer service to business relationships and ensure consistent client experiences throughout the Bank's footprint.
• Drive the renewal and modification process for loans, lines and letters of credit by coordinating the underwriting and closing processes.
• Perform routine, thorough reviews of relationships in assigned loan portfolio to ensure accurate risk grades and data integrity at all times.
• Identify revenue generation and cross-sell opportunities by mining existing customer base and working closely with sales partners.
• Support the Bank's loan payment collection efforts to remain within targets for past dues and charge-offs.
• Identify and support the transfer of problem loans to the Commercial workout unit.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education
  - Preferred.

Professional

Experience:

• Experience in credit structuring and underwriting and cross selling.
  
  - Preferred.

Skills:

• 3+ Years Business Banking Loan Administration and/or Compliance experience
  - Preferred.
• Experience with legacy systems such as McCraken and repositories within Nautilus – Preferred.
• Demonstrates experience and judgment with credit decisions and analysis.
• Organized and self-sufficient.
• Strong quantitative reasoning and writing skills.
• Knowledge of underwriting and experience with all underwriting procedures.
• Ability to effectively present information and respond to questions from groups or managers, members, and general public.
• Excellent member service skills.
• Capacity to complete the project on time.

No Certifications listed for this job.

Established work history or equivalent demonstrated through a combination…