Portfolio Credit Risk Management 2nd LOD Sr. Lead Analyst - SVP

Location: Getzville

Job d:

Location:

Getzville, New York, United States Salary: $ - $Category:
Risk Management Company:
Citi Wholesale Credit Solutions (WCS) is an independent risk management function part of the Citi's Banking and International Risk (BIR) division. The group establishes and monitors Wholesale risk ratings, credit limits, reserve forecasting and stress testing. The Credit Measurement team within WCS oversees Credit underwriting and Due Diligence Frameworks and policies including the strategic development, ongoing governance and alignment of supporting frameworks and processes.

Responsibilities:
Leading the design and development of credit approval and due diligence frameworks that clearly articulates roles and responsibilities for Citi’s end-to-end management of credit underwriting. This will include cooperation with the Banking and International Risk (“BIR”) Policy Office and owners of respective policies and standards as well as subject matter experts from 1st and 2nd Line of Defense across all lines of business, owners of underwriting processes and Data Analytics Reporting and Technology (“DART”).Identify

opportunities for underwriting simplification and enhancements to further improve internal practices and reduce operational complexities.

Implementation of target state governance of approvals and due diligence policy, standards and operating procedures within BIR, leveraging industry standards and best practices and ensuring consistency across the firm.

Supervise and scrutinize risk management activities related to the credit portfolio, including risk assessment, mitigation, monitoring, and reporting to ensure optimal performance

Validate new account strategies, account management strategy development, and non-scoring financial models, ensuring robust and effective checks are in place.

Conduct rigorous internal and oversight reviews, probing and investigating internal processes and controls, managing any internal audits or regulatory exams to uphold institutional integrity.

Assess and analyze risk during decision making processes, using sound judgement to safeguard the firm's reputation and financial stability.

Ensure firm policies are upheld, promote ethical conduct, and rigorously examine activities and processes to ensure compliance with relevant legal and regulatory requirements.

Stay informed about industry trends, leverage strong communication skills to clearly relay information to various stakeholders and make complex business decisions.

Monitor and adapt current practices according to the latest trends in credit risk analysis, leveraging expertise for improved forecasting and allowance calculations.

Serve as a key authority in overseeing the first line of defense processes for portfolio management, adapt to industry trends, and drive strategic improvements for efficient operations.

Conduct regular reviews of portfolio health, engage in ad-hoc work related to risk control, and identify potential risks for the purpose of continuous improvement and risk reduction.

Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.

Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.

Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.

Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.

Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda

Focuses on highest-priority work aligned to business goals;…