Sr. Commercial Loan Officer

• Location 8062 Brewerton Rd,Cicero, NY, 13039,United States
• Base Pay $ - $ / Year
• Employee Type FT Exempt
• Required Degree 4 Year Degree
• Manage Others No

• Phone
• Email mtodd

Build Your Career. Make a Difference.

Since 1949, Sidney Federal Credit Union (SFCU) has been committed to helping people achieve financial success and strengthening the communities we serve. What began as a small member-owned cooperative in Sidney, New York, has grown into a trusted financial institution with more than $1 billion in assets and a presence across New York.

At SFCU, we believe great member experiences start with great employees. We’re building a workplace where people can grow, contribute, collaborate, and build meaningful careers while making a positive impact on our members and communities.

When you join SFCU, you become part of a team that values service, innovation, professional growth, and relationships. Whether you’re helping members reach important financial milestones, improving processes, developing new solutions, or supporting the teams who serve our members, your work matters.

Position Summary

This position is a sales position with the primary purpose to increase Commercial Lending relationships for the Credit Union, as well as manage all commercial relationships on an ongoing basis. The employee will call on and interview prospective borrowers and depositors, request and analyze financial data, package information to the underwriters, help maintain the credit files, and assist in managing the other day-to-day commercial relationships and the commercial loan portfolio in general.

In this position, the employee should be able to perform daily tasks independently and have a good knowledge of acceptable loans and how to package them.
This position will play an instrumental role in the development of product and services offerings for our business membership. The employees’ collaboration in this effort will directly contribute to the growth, development, and strength of the overall business loan portfolio.

Key Responsibilities

• Solicit new business relationships and develop existing business relationships. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the Credit Union’s member base. Help build and cultivate relationships. Gain an understanding of these businesses, document the findings on an ongoing basis, and cross sell products and services that are in the best interest of these companies.
  
  These tasks should be completed with little supervision.
• Takes applications for commercial loan business. Reviews financial information, as required for credit worthiness, and make a reasonable determination using sound judgement as to whether the process should continue. Prepare a written synopsis of the qualified loan request and gather all the required information necessary to analyze and send to the underwriters. Completes or directs completion of all loan documents and closes loans.
  
  Assist in the annual review of borrowing relationships. Assists members with any loan-related and deposit-related questions and concerns. These tasks should be completed with little supervision.
• Represent the Credit Union in the local communities through proactive participation in community, charitable, business and social activities to allow for maximum client and customer contact and expand the Credit Union’s member base. Community involvement and engagement is integral and required in this role. Tracks, measures, and reports business development efforts, sales, and events. Responsible for production goals.
• Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date member files including current balance sheets, profit & loss…