IT Business Analyst

1114 avenue of the americas, nyc, ny, 10036

senior business analyst – commercial banking, core banking & lending technology

the senior business analyst will serve as a strategic liaison across commercial and private banking, operations, technology, compliance, risk, data governance, implementation partners, and other cross functional teams. This role requires a high-caliber professional with strong commercial banking, core banking, and lending experience; advanced data analysis skills using sql and python; hands‑on familiarity with relevant technology platforms; and the ability to translate complex business needs into clear functional, non-functional, technical, data, reporting, control, and integration requirements.

The analyst will support end-to-end solution delivery, leverage data-driven insights to identify business and operational improvement opportunities, recommend practical solutions, develop business use cases, perform production incident root‑cause analysis, and provide subject matter expertise while ensuring solutions align with bank objectives, regulatory expectations, auditability, and industry‑standard delivery practices.

• partner with commercial banking, front office, operations, credit, loan operations, treasury, compliance, risk, data governance, ciso, it, and vendor teams to elicit, analyze, and document business, functional, non-functional, technical, data, reporting, control, and integration requirements.
• lead discovery sessions, workshops, walkthroughs, and decision meetings with senior stakeholders, ensuring clear outcomes, documented decisions, issue escalation, and timely follow-through.
• define current- and target-state processes, system flows, interface specifications, source-totarget mappings, data lineage, transformation rules, data conversion/reconciliation requirements, etl requirements, exception handling, and operational controls in accordance with sdlc and governance standards.
• analyze impacts across core banking platforms, commercial loan origination and servicing systems, collateral, pricing, payments, gl/accounting, treasury/cash management, regulatory reporting, data warehouse, and upstream/downstream interfaces.
• identify opportunities through data analysis to simplify, standardize, automate, and optimize commercial banking and loan operations processes; develop business and operational use cases; and recommend solutions that improve data quality, operational efficiency, client experience, audit readiness, and risk management.
• perform data analysis using sql, python, excel, and reporting tools to identify trends, generate actionable insights, support data-driven decision making, validate business rules, reconcile data, investigate defects, and support conversion/migration activities.
• develop clear, well‑written business requirements, functional specifications, non‑functional requirements, interface requirements, user stories, acceptance criteria, report specifications, test scenarios, traceability matrices, operating procedures, executive‑ready summaries, and implementation‑support documentation.
• support production incidents through hands‑on root‑cause analysis across business processes, data flows, interfaces, batch jobs, apis, reports, and dependencies; document impacts, remediation options, and preventive controls.
• provide subject‑matter expertise on commercial banking, lending, core banking processes, system behavior, data dependencies, controls, and integration touchpoints to guide solution design, sit/uat, defect triage, implementation decisions, go‑live readiness, and post‑implementation support.

• 10+ years of business analyst experience within banking or financial services, with significant hands‑on experience in…