Underwriter or Underwriting Specialist, Middle Market
Listed on 2026-10-11
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Insurance
Underwriter, Insurance Analyst, Insurance Risk / Loss Control, Risk Manager/Analyst
Underwriter or Underwriting Specialist, Middle Market
137443
Build Relationships. Deliver Solutions. Drive Growth.
At Zurich, Middle Markets is a key business segment focused on serving the evolving needs of businesses across a wide range of industries. We are committed to attracting customer-focused professionals who bring a sales mindset, strong technical underwriting expertise, and a solution-oriented approach to risk management.
Our team works across diverse industries including, but not limited to, General Industries, Manufacturing, and Real Estate, providing comprehensive insurance solutions tailored to each customer's unique needs. With access to Zurich's broad suite of products and capabilities, including international program solutions, you'll be empowered to help customers navigate risk with confidence while growing your career with a global industry leader.
This is an exciting opportunity to join a growing and highly visible team within Zurich Middle Market.
Position Overview
This role will be filled at either the Middle Market Underwriter or Middle Market Underwriting Specialist level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.
As a member of this team you will manage a portfolio of complex new and renewal business while serving as a trusted advisor to brokers and customers throughout the New York City region. You'll have the opportunity to leverage your underwriting expertise, market knowledge, and relationship-building skills to deliver profitable growth and exceptional customer experiences.
What You'll Do
As a member of this team, you will:
- Serve as a customer and industry advocate by understanding client risks and delivering tailored insurance solutions that address their evolving business needs.
- Evaluate exposures, assess risk, and develop pricing strategies using a disciplined underwriting approach.
- Utilize risk insights, data, analytics, and modeling tools to support informed underwriting decisions at the point of sale.
- Identify coverage gaps and align Zurich's products, capabilities, and value proposition to deliver contract certainty and comprehensive protection for customers.
- Demonstrate strong analytical thinking and provide innovative risk management guidance to brokers and clients.
- Underwrite, analyze, and generate profitable new and renewal business opportunities.
- Maintain a strong market-facing presence and contribute to production goals within Zurich's growing Middle Markets business.
- Apply underwriting guidelines, insurance regulations, rating methodologies, and company policies to ensure sound underwriting decisions.
- Develop and strengthen relationships with agency and broker partners to drive sustainable growth.
- Operate within established authority levels while managing highly complex assignments and customer needs.
- Partner with leading brokers and middle market customers across key industries.
- Gain exposure to a broad portfolio of risks and sophisticated underwriting challenges.
- Collaborate with experienced underwriting, claims, risk engineering, and financial professionals.
- Access professional development resources and opportunities for long-term career growth.
- Be part of an organization committed to innovation, customer advocacy, and underwriting excellence.
- Make a meaningful impact by helping businesses protect their people, assets, and future growth.
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Qualifications:
Middle Market Underwriter:
- High School Diploma or Equivalent and 1 or more years of experience in the Insurance area.
OR - High School Diploma or Equivalent and 2 or more years of experience in the Claims or Underwriting Support area
AND - Knowledge of the insurance industry and the legal and regulatory environment
- Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
OR
Middle Market Underwriting Specialist:
- High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
OR - High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
OR - Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
OR - Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
AND - Knowledge of line/s of business and the legal and regulatory…
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