Senior Underwriter, Cyber

Senior Underwriter, Cyber### Senior Underwriter, Cyber Apply:
US - New York:
Posted Today:
R-174460
** Experience Aviva
** Individually, we are people, but together we are Aviva. Individually, these are just words, but together they are our Values:
Care, Commitment, Community, and Confidence.  At Aviva, we help customers build resilience and move forward with confidence. We foster an inclusive workplace where diverse perspectives are valued, innovation is encouraged, and colleagues are empowered to grow their careers while making a meaningful impact.  As we establish Aviva’s presence in the United States, we're seeking talented individuals inspired to build, shape, and lead this new organization.

Joining Aviva Specialty means stepping onto the ground floor of a thoughtfully designed Commercial Insurance organization built for the long term, blending underwriting heritage, disciplined execution, and capital strength with agility, innovation, and entrepreneurial thinking.  
** The Opportunity
** As a Senior Underwriter you will play a key role in building and growing Aviva Specialty’s Cyber portfolio, with responsibility for underwriting complex new and renewal business, managing broker relationships, and delivering disciplined, profitable growth.  You will independently evaluate cyber exposures, structure coverage and pricing, manage an assigned portfolio within delegated authority, and contribute market and technical insight as the business develops.  

The successful candidate combines strong Cyber underwriting expertise, sound commercial judgment, analytical rigor, and a relationship-oriented approach to the broker marketplace.  
** What You'll Do
***** Underwriting & Portfolio Management
**** Independently underwrite complex Cyber new and renewal business within delegated authority, balancing profitable growth with disciplined risk selection.
* Evaluate account-specific Cyber exposures, cybersecurity controls, operational dependencies, claims history, financial performance, industry characteristics, and other relevant risk factors.
* Determine appropriate pricing, limits, retentions, coverage terms, conditions, and policy structure.
* Manage an assigned portfolio against premium, profitability, retention, rate adequacy, exposure management, and underwriting quality objectives.
* Monitor aggregation risk, systemic cyber exposures, ransomware trends, regulatory developments, emerging technologies, and market conditions relevant to underwriting decisions.
* Escalate risks outside delegated authority or risk appetite and support effective underwriting referrals.  
*** Business Development & Broker Management
**** Build and maintain productive relationships with wholesale, retail, national, regional, and specialty broker partners aligned to Aviva’s distribution strategy.
* Develop a quality submission pipeline and identify new business opportunities that support profitable portfolio growth and diversification.
* Clearly communicate Aviva’ Specialty's Cyber appetite, product capabilities, underwriting decisions, and value proposition to trading partners.
* Participate in broker meetings, stewardship discussions, client presentations, and relevant industry events.
* Partner with Distribution colleagues on targeted broker strategies and market engagement.  
*** Technical, Governance & Collaboration
**** Maintain current knowledge of the evolving Cyber threat environment, insurance market, claims trends, regulatory developments, and emerging technologies.
* Ensure underwriting files and decisions are complete, accurate, timely, and consistent with underwriting guidelines, authority frameworks, governance standards, and risk appetite.
* Contribute technical insight to portfolio reviews, underwriting guidance,…