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Backend​/API Engineer, Service

Job in New York, New York County, New York, 10261, USA
Listing for: Stripe
Full Time position
Listed on 2025-12-23
Job specializations:
  • Software Development
    Backend Developer, Cloud Engineer - Software
Job Description & How to Apply Below
Position: Backend/API Engineer, Money as a Service
Location: New York

Backend/API Engineer, Money as a Service

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About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About

The Organization

Money as a Service (MaaS) Sub‑orgs within MaaS:
Accounts and Connect, Money Movement and Storage (MMS), Stripe’s Banking‑as‑a‑Service (BaaS), Crypto. Money as a Service (MaaS) oversees a diverse portfolio of Stripe's core products and platforms. These offerings facilitate the global movement and management of funds for users. The teams that fall under the MaaS umbrella include Accounts and Connect, Money Movement and Storage (MMS), Crypto and Banking as a Service (BaaS).

Together, these teams work to ensure Stripe users have the robust financial infrastructure and tools they need to power their businesses on a global scale.

What you’ll do

We’re looking for Backend Engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross‑functional teams – from Infrastructure to Product – at Stripe to deliver innovative solutions that address evolving user needs.

Responsibilities
  • Scope, design, build, and maintain APIs, services, and large‑scale systems that reliably and efficiently handle billions of money movement requests
  • Debug and solve critical production issues across services and multiple levels of the stack
  • Mentor engineers to help them grow
  • Collaborate with stakeholders across the company to build new features at large‑scale, while improving internal engineering standards, tooling, and processes
  • Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues
Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements
  • 2‑12+ years of industry software engineering experience (does not include internships nor includes co‑ops)
  • Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
  • Strong collaboration skills, can work across work streams within your team and contribute to your peers’ success
  • Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial
  • Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users
Preferred Qualifications
  • Experience with large‑scale financial tracking systems
  • Good understanding and practical knowledge in cloud based services (e.g. gRPC, Graph

    QL, Docker/Kubernetes, cloud services such as AWS, etc.)
In‑office expectations

Office‑assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in‑office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office.

Also, some teams have greater in‑office attendance requirements, to…

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