Machine Learning Engineer, Financial Connections

Position: Staff Machine Learning Engineer, Financial Connections
Location: New York

Who we are About the team Financial Connections is Stripe's open banking platform, enabling businesses to securely access consumer-permissioned financial data. Our platform connects to thousands of financial institutions, powering use cases from account verification to risk assessment to personal financial management. Across the Financial Connections Engineering org, we focus on delivering high-quality, enriched bank data at scale — building the ML systems that transform raw financial data into actionable signals for both internal Stripe teams and external merchants.

Our ML work spans transaction categorization, risk scoring, data enrichment, and the development of intelligent systems that improve data quality across our network. We operate at the intersection of fintech infrastructure and applied machine learning, solving problems that directly impact Stripe's ability to serve millions of businesses and consumers.

What you'll doWe're looking for machine learning engineers who want to build intelligent systems that provide financial data 'll play a key role in designing, training, and deploying ML models that improve the quality, accuracy, and usefulness of financial data across Stripe's ecosystem.

Responsibilities Design, build, train, evaluate, deploy, and own ML models in production that improve transaction categorization, risk scoring, and data enrichment across Financial Connections Design and build large-scale ML systems that operate on diverse financial data from thousands of institutions

Experiment and iterate on ML models (using tools such as PyTorch, Tensor Flow, XGBoost) to achieve key business goals around data quality and accuracy

Develop pipelines and automated processes to train and evaluate models in offline and online environments

Integrate ML models into production systems and ensure their scalability and reliability

Collaborate with product, data science, and engineering partners across Stripe to identify opportunities where ML can improve outcomes for merchants and consumers

Engage with the latest ML/AI developments and take calculated risks in transforming innovative ideas into productionized solutions

Mentor engineers and contribute to a strong ML engineering culture within the team

Who you areWe're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements
10+ years of industry experience building and shipping ML systems in production

Proficient with ML libraries and frameworks such as PyTorch, Tensor Flow, XGBoost, as well as Spark Hands-on experience in designing, training, and evaluating machine learning models

Hands-on experience in product ionizing and deploying models at scale

Hands-on experience in orchestrating data pipelines and efficiently leveraging large-scale datasets

Strong collaboration skills and the ability to work across teams and contribute to peers' success

Ability to thrive with a high level of autonomy and responsibility and an entrepreneurial mindset

Preferred qualificationsMS or PhD degree in ML/AI or a related field (e.g., math, physics, statistics, computer science)
Experience in fintech, open banking, or financial data domains

Experience with NLP, LLMs, or text classification at scale

Experience in adversarial or noisy-data domains such as fraud detection, risk modeling, or data quality

Proven track record of building and deploying ML systems that have effectively solved ambiguous business problems

Experience with deep learning architectures, including transformers