AI Engineer - Data Scientist

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth.

We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences.

These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role‑specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact.

Join us!

Job Description:

The Data and AI team within Global Payment Solutions (GPS) at Bank of America is looking for an AI Engineer who is a self-starter, thrives on solving ambiguous problems, and can translate advances in artificial intelligence into scalable, production‑ready products.

The GPS Data and AI team drives and powers innovation within the one of the largest payment businesses in the world. We are a team of data scientists and engineers building end‑to‑end AI and data solutions that operate  welcome challenging and ambiguous problems because that is where innovation begins. Many of our projects start with "think tank" sessions alongside business teams, where we identify high‑impact opportunities and translate them into tangible AI‑powered solutions and products.

Our work spans Generative AI, information retrieval, intelligent agents, machine learning, natural language processing, optimization, and predictive modeling, with a strong focus on turning emerging AI capabilities into solutions that create measurable business value.

• Develop advanced statistical methods to determine the optimal interest‑rate or product pricing strategies for clients
• Build a Generative AI‑powered search platform that enables sales and product teams to access high quality answers to product, servicing, and client related questions
• Develop AI models that shift foreign currency conversion “up the payment stream,” reducing reliability on beneficiary banks
• Apply advanced NLP techniques to generate near real‑time insights into what clients are reaching out to servicing teams about, helping servicing teams anticipate client needs and improve service quality

As an AI Engineer on the GPS Data and AI team, you will help design and build the next generation of AI‑powered products used across the business. This role sits at the intersection of AI research, software engineering, and product development. You will take emerging techniques in Generative AI and machine learning and translate them into robust systems capable of operating in a complex enterprise environment.

You will work across the AI application stack, from experimentation and prototyping through evaluation, optimization, deployment,…