Software Engineer, Backend Developer, Full Stack Developer

Salary
: $180K - $230K

On-site work policy
: 4 days in-office in NYC, New York (Monday–Thursday, WFH Friday)

Full-time position

Location: New York, NY

Equity: Competitive equity

Visa sponsorship details: Open to visa transfers (e.g. OPT, H1B transfers)

Hiring Count: Looking to hire 3 - 4 candidates for this role

Tech stack:Go, Node.js, Docker, Kubernetes, Terraform, PostgreSQL, REST APIs, gRPC, AWS

We are looking for a Backend / Full Stack Engineer with 2+ years of experience to join an engineering team building financial infrastructure that already processes billions of dollars in nonprofit payments. You'll own systems end to end – from architecture to shipping – working directly with founders and leadership with zero layers in between. This is a high-autonomy role where your judgment and opinions directly shape what gets built, not just how.

We need engineers who have strong technical convictions, communicate clearly, and thrive in a fast-moving environment where whiteboarding, debating, and shipping are the norm.

What you will be doing

• Building and owning backend server applications and components that power Chariot's payment platform end to end – from design through production
• Contributing to architecture decisions across APIs, backend systems, and infrastructure – helping define team standards and best practices
• Collaborating directly with founders, product, and engineering through whiteboarding sessions and technical debates – strong opinions loosely held
• Improving real-time monitoring and alerting capabilities to better understand user behavior and iterate on the product
• Taking on a wide range of engineering projects across the platform – the team intentionally avoids siloed product lines so you'll work across the full stack.

Seniority

Required
: 2 - 10 years of experience in backend engineering

Work experience

Required
:
Experience at a reputable, growing company (Capital One-tier or faster), preferably a VC-backed startup

Required: Owned and built scalable backend systems end-to-end

Education

Required
:
Bachelor's degree in a technical field

Hard skills

Required: Production experience with Docker and Kubernetes

Work experience

Nice to have
:
Fintech or payments infrastructure experience

Hard skills

Nice to have: Proficiency in Go or Node.js

Nice to have: Experience with Terraform and AWS infrastructure