Credit Strategy Underwriting Analyst

Job Description

We are seeking a highly analytical and technically skilled Credit Strategy Analyst to join our Credit team. This role will focus on the analytics and execution of underwriting strategies that balance growth, risk, and customer experience. The ideal candidate will have a strong foundation in quantitative analysis and data science, hands‑on experience using tools such as SQL, Python, SAS, or R, and a background in financial services, fintech, or consumer lending.

This position requires the ability to translate complex data into actionable insights and executable strategies within a regulated credit environment.

• Analyze credit performance and portfolio trends to generate insights that inform underwriting strategies.
• Collaborate with cross‑functional teams to translate strategies into accurate production execution.
• Design, implement, and evaluate experiments (A/B testing, champion/challenger) to measure and optimize outcomes.
• Track and report key performance metrics, building dashboards and reports for leadership visibility.
• Monitor strategy execution in real time and post‑deployment to ensure accuracy, compliance, and alignment with business objectives.
• Maintain clear documentation of strategy design, execution, and performance results.

• Bachelor’s degree in Math, Economics, Statistics, Data Science, Finance, or a related field.
• 2–5 years of experience in analytics within financial services, fintech, or consumer lending.
• Strong proficiency in SQL, Python, SAS, R, or similar analytical tools.
• Strong analytical and problem‑solving skills.
• Excellent communication and presentation skills.
• Collaborative mindset with cross‑functional teams.
• Attention to detail and a commitment to data integrity.

This position is based out of our Wilmington DE office. It is required to be in‑office three days a week (Monday, Tuesday, Wednesday), with the option of working remotely on Thursday and Friday.