Underwriter; Brick Capital

Leverage Companies is a dynamic real estate private equity platform on a mission to create millionaires through real estate. We operate a vertically integrated ecosystem comprised of these divisions .

Founded in 2018 proudly headquartered in Newark, NJ, we are scaling rapidly and building a world‑class team committed to operational excellence, bold growth, and long‑term impact.

We are seeking a detail‑oriented Real Estate Loan Underwriter to support our underwriting and loan processing functions. This role involves reviewing new loan files, issuing underwriting conditions, coordinating with third‑party reviewers, and assisting in post‑close conditions for loan sales. The ideal candidate will have strong analytical skills, a keen eye for risk assessment, and a continuous improvement mindset to enhance underwriting and loan processing efficiency.

The anticipated annual base cash compensation for this role is $60,000 per year.

This role also has a variable cash compensation component, making the total on‑target cash compensation from $80,000 – $100,000.

• Underwrite new loan files and issue underwriting conditions based on loan requirements.
• Review borrower and property‑related documentation to ensure compliance with lending guidelines.
• Pre‑Close & Post‑Close Coordination:
• Clear pre‑close conditions in collaboration with third‑party reviewers.
• Assist in post‑close requirements to satisfy note buyer conditions for loan sales.
• Maintain underwriting SLA within 1 business day.
• Process Improvement & Risk Assessment:
• Identify areas for improvement in underwriting and loan processing procedures.
• Work closely with internal teams to enhance efficiency and streamline workflows.
• Ensure LOS (loan operating system) accuracy with deal economics and figures.
• Coordinate with internal teams and third‑party stakeholders to facilitate smooth loan transactions.
• Maintain clear documentation and communication regarding loan conditions and underwriting decisions.
• Create credit memos for the investment committee to review for more complex files that require escalated reviews.
• Full Ownership of the Underwriting Process
• Assemble, underwrite, and deliver full packages, coordinating with Brick City Capital sales, processing, capital markets, and closing teams.
• Exert creativeness to underwrite – full ownership of the underwriting process allows maximum flexibility to creatively underwrite in accordance to Brick City Capital's guidelines.

We encourage you to apply, even if you don’t meet all of the listed criteria.

• Bachelor’s degree in finance, real estate, business, or a related field (or equivalent experience).
• 2‑4+ years of experience in real estate underwriting or private lending, experience in DSCR loans is a plus.
• Strong knowledge of investment property lending and loan structuring.
• Ability to analyze risk factors and apply lending guidelines effectively.
• Excellent attention to detail, organizational, and communication skills.
• Proficiency in loan origination systems and underwriting software.
• Experience working with private lenders or note buyers is a plus.
• Knowledge of real estate market trends and investment financing.

• A company culture that you can actually enjoy being immersed in.
• Direct access to executive leadership and strategic decision‑making.
• Opportunity to grab destiny by its horns and to create your own path.
• Fast‑paced, mission‑driven environment with serious growth opportunity.
• A team that values integrity, entrepreneurial spirit, overall excellence, accountability, and ownership.

• A demonstrated track record of winning; we never stop at "just enough".
• An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new.
• A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing.
• A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same.
• An unwavering sense of integrity; an individual…