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Legal Counsel - Consumer Credit

Job in Newcastle upon Tyne, Newcastle, Tyne and Wear, SY7, England, UK
Listing for: Elevate
Contract position
Listed on 2026-02-16
Job specializations:
  • Law/Legal
    Regulatory Compliance Specialist, Business Law
Job Description & How to Apply Below
Position: Legal Counsel - Consumer Credit and Payments
Location: Newcastle upon Tyne

Our customer, a global company within the financial services and payments industry is looking for a consumer credit and payments lawyer for a 1 year contract role.

The successful candidates will join an experienced in‑house credit legal team and work closely with cross‑functional stakeholders across the business, including credit, risk, product, compliance, marketing, sales, and external advisers.

Key Responsibilities
  • Advise on the launch and expansion of consumer and merchant credit products across the UK and Europe, revolving credit products.
  • Analyse and interpret European and UK consumer credit and payments legislation, assessing impact on existing products and supporting regulatory‑driven product changes.
  • Provide legal support on new product features, market entries, and complex regulatory topics.
  • Partner with internal stakeholders and external counsel to support business decision‑making.
  • Advise senior stakeholders and support marketing, policy, credit risk, and collections initiatives.
  • Manage ad‑hoc legal projects as required.
Candidate Requirements
  • UK and/or EU‑qualified lawyer with 5–7+ years’ post‑qualification experience, gained in‑house or at a reputable law firm.
  • Strong experience in consumer credit and payments law; structured finance experience is advantageous.
  • Able to work independently while integrating effectively within an established legal team.
  • Strong organisational, analytical, and communication skills, with experience operating in a matrixed, fast‑paced environment.
  • Team‑focused, commercially minded, and comfortable managing multiple priorities.
  • Fluent in English; additional European language skills are beneficial.
About Elevate

Elevate provides consulting, technology and services to law departments and law firms across the globe. Headquartered in Los Angeles, our 1,600+ strong team of legal professionals, lawyers, consultants, project managers, and engineers operate across the United States, Europe, UK, and Asia, Hong Kong and Australia.

Elevate Flex, is the flexible resourcing capability within Elevate, we define and support a new flexible career within the legal industry. We match exceptional legal professionals to the evolving needs of our Customers through the curation of a world‑class, global Community of Talent, and advanced, technology‑enabled search. We were recently proud to be assessed in Band 1 of Chamber’s Global Flexible Legal Resourcing category.

Our Vision is a world where legal and business teams achieve incredible outcomes, together.

Equitability and Inclusion are critical to Elevate Flex’s success. As The Law Company, changing the legal business landscape, we know a diverse, inclusive work culture is at the heart of attracting, retaining, and celebrating the industry’s most talented people. We empower our employees to bring their whole selves to work because we know that diversity of experience and perspective drive innovation and is simply good business.

As a strong proponent of diversity, equitability, and inclusion, Elevate Flex is committed to hiring diverse candidates from all backgrounds. We invite you to apply to become part of the Elevate Flex Team – help us change the legal business landscape and make a dent in the legal universe.

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