USPF Loan Activation Specialist

Job Category: Insurance Services (US Premium Finance)

Requisition Number: USPFL
006490

• Posted:
  October 23, 2025
• Full-Time

3500 Parkway Ln, Suite 300, Norcross, GA 30092, USA

The Loan Activation Specialist will gather all loan documentation needed to ensure the loan package has met the established underwriting guidelines. To mitigate risk, the Loan Activation Specialist will communicate with internal staff, brokers, and insurance companies and carefully review all documents received. Additionally, the Loan Activation Specialist will review all documentation obtained to ensure that it corresponds directly with the industry specific software in which the quote was generated.

Will protect the company’s collateral by reviewing, verifying and processing premium finance agreements for funding, consistent with corporate policy and procedures. Other duties as assigned.

• Analyzes incoming loan documentation to ensure satisfaction of company underwriting guidelines.
• Obtains and/or provides any missing information to complete required file documentation.
• Meets processing time frames (within 48 hours of receiving signed PFA).
• Works across departmental lines to handle requests from clients and carriers for policy changes and underwriting information.
• Communicates any necessary exceptions/incomplete files to credit department for review.
• Activates loans in Finance Pro.
• Prepares summary of daily fundings for review by quality control department.
• Maintains open communication with team members and operations managers.
• Attends and participates in all required processing training and meetings.
• Provides a high level of processing support to inexperienced Loan Activation Specialists requiring additional assistance on high volume of complex files.
• Other duties and responsibilities as assigned.

• Excellent communication skills, verbal and written.
• Ability to build positive working relationships, interact effectively and proactively with individuals at all levels in the organization.
• Must be a quick learner.
• Must have experience working in a fast‑paced, deadline‑driven environment with the ability to prioritize.
• Ability to identify and resolve problems in a timely manner.
• Ability to demonstrate accuracy, thoroughness and quality.
• Strong attention to detail.
• Ability to work independently.

• 2 years of experience in document processing role.
• Premium finance and/or commercial P&C experience preferred.
• Demonstrated success working in and supporting clients in a fast‑paced environment.
• Must have demonstrated PC proficiency, including knowledge of Microsoft Excel and Word.
• High School Diploma/GED.
• College degree required.

• Medical, Dental and Vision Insurance
• Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment.
• Life Insurance provided at no additional cost to employees.
• Long-Term Disability Coverage.
• Paid Sick and Vacation Leave.
• 11 Holidays.
• Employee Stock Purchase Plan.
• 401(k) Retirement Plan. Ameris Bank matches 50% of your first 8% of contributions to the plan.
• Flexible Spending Accounts.
• Health Savings Account.
• Health Reimbursement Arrangement.
• Supplemental Life & Other Insurance Plans.
• Identity Theft Protection.
• Pet Insurance.
• Legal Insurance.
• Employee Assistance Program.
• Employee Advocacy Program.
• Tickets at Work (Entertainment discounts for Ameris Bank Employees).
• AT&T Employee Discount.
• Wellness Discounts for Medical Premiums and Other Rewards.
• Employee Referral Incentive.
• Education Assistance.
• Employee Resource Groups.

• Free Interest Checking.
• Free Safe Deposit Box.
• Free Money Orders, Travelers’ Checks and Cashier Checks.
• Discount on Mortgage Origination Fee.
• Free Online Banking and Free Unlimited Online Bill Payment.

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.