TDAB - Chief Compliance Officer & BSA Officer

Norfolk, Nebraska - Flexible (remote, hybrid or on-site)

Chief Compliance Officer & BSA Officer
Location: Norfolk, Nebraska - Flexible (remote, hybrid or on-site)
Company: Telcoin Digital Asset Bank (TDAB)

About Telcoin Digital Asset Bank
Telcoin Digital Asset Bank (TDAB) is a Nebraska-chartered digital asset depository institution that brings regulated banking and blockchain-based financial services together, including digital asset custody, stablecoin issuance and redemption, and on-chain payments. As we build out the Bank’s operations, we are looking for an experienced compliance leader to establish and scale a strong, risk-based financial crimes compliance program.

We are looking for a Chief Compliance Officer who will also serve as the Board-designated BSA Officer. The successful candidate will own the Bank’s BSA/AML, counter-terrorist financing and OFAC sanctions compliance program across both fiat and digital asset activity.

This senior leadership role reports to the Board Risk/Audit Committee. It is the Bank’s primary BSA/AML contact for the state banking regulator, FinCEN, OFAC and federal partners.

• Update, implement, and maintain a risk-based BSA/AML/CFT and OFAC program covering the five pillars: internal controls, independent testing, a designated BSA Officer, training, and customer due diligence including beneficial ownership.
• Draft and annually refresh BSA/AML and sanctions policies, procedures, and the Board-approved risk appetite.
• Report program status, metrics, and material issues to the Board and senior management at least quarterly.
• Own the enterprise BSA/AML and sanctions risk assessment, including products, customers, geographies, delivery channels, and digital asset types.
• Oversee CIP, KYC, KYB, and enhanced due diligence for retail, institutional, and VASP/counter party customers.
• Set customer risk-rating methodology and periodic review cycles.
• Approve onboarding of high-risk customers, including other virtual asset service providers, money services businesses, and foreign correspondents.

• Oversee fiat and on-chain transaction monitoring, including blockchain analytics tools (e.g., Chainalysis, Sumsub) for wallet screening, exposure analysis, and tracing.
• Tune scenarios and thresholds; document model validation and above/below-the-line testing.
• Address digital-asset typologies: mixers and privacy tools, darknet markets, ransomware, chain-hopping, bridge exploits, and sanctioned addresses.

• Implement FinCEN Recordkeeping and Travel Rule compliance and FATF Recommendation 16 for virtual asset transfers, including counter party VASP due diligence.
• Run OFAC and global sanctions screening of customers, transactions, and wallet addresses (including SDN-listed addresses); manage blocking, rejection, and reporting obligations.

• Manage alert and case investigations; make final SAR filing decisions and ensure timely filing and continuing-activity reviews.
• Ensure accurate and timely CTRs, 314(a) responses, 314(b) information sharing, and responses to subpoenas and law enforcement requests.

• Establish AML controls for stablecoin issuance, redemption, reserves-related flows, and freeze/blacklist capabilities in coordination with Legal and Engineering.
• Ensure custody and wallet-management processes meet recordkeeping and monitoring requirements.

• Serve as primary contact for BSA/AML portions of regulatory examinations and independent audits; own remediation of findings.
• Deliver role-based BSA/AML training for the Board, employees,…