Head of Investment Products, Miami, FL

Head of Investment Products, Miami, FL Country:
United States of America

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Head of Investment Products is a senior executive responsible for leading the investment vision, philosophy, and strategy for the wealth management business. This role oversees asset allocation, investment research, portfolio construction, product due diligence, and advisor enablement. They are responsible for overseeing the design, development, governance, and lifecycle management of the firm’s wealth management product platform. This includes investment products (e.g., mutual funds, ETFs, SMAs, alternatives), advisory programs (e.g., model portfolios, UMAs), and planning solutions (e.g., insurance, annuities, structured products).

The CIO ensures that investment decisions align with client goals, firm risk standards, and fiduciary responsibilities, while delivering thought leadership and supporting scalable, customized client solutions.

• Define and communicate the firm’s long‑term investment philosophy and strategic/tactical asset allocation frameworks.
• Develop capital market assumptions, investment outlooks, and risk‑return models.
• Lead portfolio construction guidelines for different client risk profiles and investment objectives.
• Oversee the development of model portfolios, unified managed accounts (UMAs), and customized portfolio solutions.
• Define and execute the firm’s product strategy to support business growth and advisor/client needs.
• Identify product gaps and opportunities based on market trends, client demand, and competitive analysis.
• Lead the development and launch of new investment and advisory products and solutions.
• Continuously assess and refine the existing product platform to improve quality, efficiency, and profitability.

• Direct macroeconomic and market research to inform investment strategy.
• Publish regular investment commentary, white papers, and market outlooks for clients and advisors.
• Serve as a public spokesperson on investment issues via media appearances, panels, or client events.
• Identify emerging trends across traditional and alternative asset classes.

• Supervise due diligence on third‑party investment products (ETFs, mutual funds, SMAs, private equity, alternatives, etc.).
• Serve on the COI/FIDO committee.
• Maintain an approved investment product platform aligned with performance, cost, and suitability standards.
• Ensure rigorous qualitative and quantitative evaluation of managers and strategies.

• Monitor industry trends, competitor product offerings, regulatory changes, and client behavior.
• Use data analytics and feedback loops to guide product enhancements and innovation.
• Evaluate third‑party product providers and strategic partnerships.

• Ensure investment strategies comply with applicable regulations and firm policies.
• Coordinate with legal, compliance, and risk teams to manage investment‑related risks.
• Establish controls and governance over investment process, product shelf, and platform architecture.
• Manage internal and external audit processes for investment activities.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s degree in Finance, Economics, or a related field; MBA, CFA, or…