Cash Management Manager - BPL

As Cash Management Manager, you’ll lead the design, build, and operation of the firm’s end-to-end cash management capability within a UK-regulated Electronic Money Institution (EMI). Managing daily cash flows that can exceed £1 billion, you’ll be responsible for establishing a robust and scalable cash management framework from the ground up. You’ll oversee cash forecasting and cash positioning activities, developing the processes, tools, and controls needed to ensure efficient liquidity management and uninterrupted payment flows to merchants.

This is a unique opportunity to shape a critical capability within a growing payments business while playing a hands‑on role in the migration to a new platform.

You’ll work closely with banking partners to optimise liquidity arrangements, maintain direct bank connectivity, and implement solutions such as intraday liquidity facilities to support business growth. You’ll be accountable for maximising interest income while minimising funding and operational costs, ensuring the business maintains an efficient cash position at all times. In addition, you’ll oversee banking administration activities, support bank relationship management, and coordinate KYC and due diligence requests from banking partners.

This is a highly visible, outward‑facing role where your ability to combine strategic thinking with operational excellence will be key to supporting the continued growth and success of Barclaycard Payments.

To be successful as a Cash Management Manager, you must have the following essential skills

• Experience with in payments is highly desired, ideally with exposure to cash management, treasury operations or liquidity management.
• Strong understanding of cash flow management, liquidity and funding in a high‑volume, time‑critical environment.
• Experience designing and implementing processes, controls and strategy — comfortable building a capability from scratch.
• Commercial mindset, with the ability to balance interest revenue, cost and risk.

Some other highly valued skills may include

• Experience with in an EMI, payment institution or other FCA‑regulated payments business.
• Knowledge of UK and / or EU payment schemes (e.g. Bacs, Faster Payments, CHAPS, SEPA) and intra‑day liquidity mechanisms.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job‑specific technical skills.

To verify that the bank has sufficient funds to meet its short‑term and long‑term obligations, and the development and implementation of strategies to manage the bank's liquidity position.

• Development and implementation of funding and liquidity strategies to efficiently manage the bank’s liquidity position within regulatory requirements and risk appetite at favourable commercial outcomes with respect to funding costs.
• Analysis and quantification of the regulatory and behavioural liquidity risk impact of transactions undertaken by business units.
• Maintenance of strong relationships with key business units and working with the business units to manage liquidity to within constraints.
• Monitoring of key liquidity metrics and trends and advising on actions to be taken to maintain funding and liquidity levels within tolerance.
• Managing intra‑group funding arrangements to ensure subsidiaries are adequately funded and managed within balance sheet, large exposure and capital constraints.
• Design and implementation of stress testing methodologies to assess the bank's liquidity resilience under various financial shocks, economic downturns, and sector‑specific crises, and analysis of stress testing results and development of mitigation strategies to address potential liquidity shortfalls.
• Development of new tools, models and data analysis to support and enhance the bank’s funding and liquidity management capabilities.

• To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous…