Medical Underwriter

Medical Underwriter

Salary :
Circa £40,000

This is a great job for someone who is an experienced Medical Underwriter with deep knowledge of Individual Annuities and a passion for delivering great outcomes for customers at a pivotal moment in their lives. If you enjoy solving complex underwriting challenges, mentoring others, and want to help shape the future of retirement income at Aviva, this could be the perfect next step for you.

Help shape the future of retirement income ’re looking for a Senior Underwriter to join our Individual Annuities team – a business that plays a vital role in supporting customers through retirement by providing guaranteed income for life. With a target of £1.5bn PVNBP in 2026, this is an exciting time to make an impact.

You’ll make expert underwriting decisions on complex Individual Annuities (IA) and Long-Term Care (LTC) cases, ensuring fair outcomes for customers and for Aviva. You’ll work closely with IA quotes teams, non‑advised sales, and reinsurers to deliver accurate, timely annuity quotes. You’ll also play a key role in developing colleagues and improving customer journeys and processes across the team.

• Proven experience as a Medical Underwriter with knowledge of Individual Annuities product features and underwriting processes prefered.
• Strong understanding of complaints handling, breach procedures, GDPR and relevant legislation.
• Excellent planning, prioritisation and organisational skills.
• A natural mentor who role models Aviva’s values:
  Care, Community, Commitment, Confidence.
• Customer‑focused with a sound understanding of risk management.

• Salary :
  Circa £40,000 (depending on location, skills, experience, and qualifications)
• Bonus opportunity – actual amount depends on your performance and Aviva’s
• Generous pension scheme e.g. if you put in 8%, Aviva adds 14%
• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days
• Aviva-funded Private Medical Benefit to help you get expert support when you need it
• Make your money go further – Up to 40% discount on Aviva products, and other retailer discounts
• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme
• Brilliantly supportive policies including parental and caretakers leave
• Flexible benefits to suit you, including sustainability options such as cycle to work
• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others
• We take your wellbeing seriously with lots of support and tools

To learn more, use the salary calculator to see what your total Aviva Reward could be.

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week, combining the benefits of flexibility, with time together with colleagues.