Credit Underwriter

Vacancy Credit Underwriter John Deere Financial, Langar

The Role:

The successful candidate will be part of a small, dynamic team. They will independently make decisions on moderately complex, high-limit credit applications for asset finance proposals, following the credit guidelines, policies, and procedures established by the Company. Responsible for providing a high level of support and maintenance of dealer/partner relationships. May also provide work directions or assist with training, coaching, and mentoring other Dealer Relationship Officers and internal staff.

The role will involve occasional customer and dealer visits.

• Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability.
• Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.
• Portfolio Management: Review and authorise additional transactions within existing credit limits to support portfolio performance and manage risk effectively.

• Customer Communication: Conduct visits to manage large credit lines, clarify financial queries, understand customer replacement strategies, and strengthen relationships.

• Dealer Support: Promote asset finance products, systems, and marketing initiatives to dealers and other stakeholders. Provide coaching and guidance to enhance product uptake and understanding.
• Stakeholder Engagement: Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in‑person meetings to drive collaboration and shared objectives.
• Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satisfaction.
• Team Development: Mentor and coach other Dealer Relationship Officers and internal staff, contributing to their professional growth and capability development.
• Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross‑functional effectiveness.

Degree in a Business/Management discipline or equivalent experience.

- University Degree (4 years or equivalent)

or

Degree in an Accounting/Finance discipline or equivalent experience.

- University Degree (4 years or equivalent)

• Credit underwriting in asset finance or, corporate credit underwriting within a banking environment.
• Good knowledge of financial analysis, accounting principles, and credit risk assessments.
• Experience working in customer service or related customer-oriented environments.

As this is a Langar-based hybrid role the successful candidate will be expected to live within commuting distance of the branch at Langar.

• Supportive, flexible, and inclusive working environment
• Attractive remuneration and bonus scheme
• Generous pension scheme
• We Care employee assist benefit
• Long service awards
• Hybrid / flexible working
• Hours of work are Monday - Friday 37.5 hours per week
• Easy access and free parking
• Career progression / international exposure through project work
• Group Income Protection and Group Life Assurance and Death in Service benefits
• 25 Days annual leave
• Long service bonus holiday (+ opportunity to buy and sell holiday)

Monday 2nd February 2026