Credit Underwriter Administrator. LilyLifestyle

Credit Underwriter Administrator

Location: Nottingham

Salary: £35,000 to £37,000 per annum

Vacancy Type: Permanent, Full Time

Benjamin Edwards are recruiting for a Credit Underwriter Administrator to be part of a small, dynamic team. As Credit Underwriter Administrator, you will help keep the team's day-to-day operations running smoothly by responding to internal and external enquiries and ensuring that templates and workflow documents are kept up to date and well organised. The role includes providing a high level of support to dealers and internal partners, helping to maintain strong working relationships and consistent service delivery.

Occasional customer and dealer visits may be required.

• Supportive, flexible, and inclusive working environment
• Attractive remuneration and bonus scheme
• Generous pension scheme
• Employee assist benefit
• Long service awards
• Hybrid/flexible working
• Hours of work are Monday - Friday - 37.5 hours per week
• Easy access and free parking
• Career progression / international exposure through project work
• Group Income Protection and Group Life Assurance and Death in Service benefits
• 25 days annual leave
• Long service bonus holiday (+ opportunity to buy and sell holiday)

• Credit Evaluation:
  Assess requests for small unsecured revolving credit lines and regulated proposals. This includes completing clear affordability assessments and applying a basic understanding of financial statements.
• Decision-Making:
  Approve, decline, or make recommendations on unsecured and regulated proposals in line with company policies, procedures, and established risk appetite.
• Document and Process Management:
  Maintain and update document templates, process guides, and internal workflow documentation. Track and follow up on system issues, backlog items, and support requests to help keep day-to-day operations running smoothly.
• Stocking/Floorplan:
  Provide monthly stocking reports and settlements to dealers, giving a clear overview of their current exposure.
• Stakeholder Engagement:
  Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in person meetings to drive collaboration and shared objectives.
• Operational Assistance:
  Support dealers, customers, and internal teams with reschedules, and novations, ensuring information is handled accurately and efficiently.
• Process & Project Involvement:
  Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.

• Degree in a Business/Management discipline or an Accounting/Finance discipline or equivalent experience
• Basic understanding of finance products
  
  Experience working in customer service or related customer-oriented environments

If you feel you are a suitable candidate and would like to work for Benjamin Edwards Ltd, please do not hesitate to apply.