Credit Risk Specialist

We are working with a rapidly growing financial services business to help them find a Credit Risk Analyst on a permanent basis.

As part of this growth, we're looking to hire an additional Credit Risk professional to join an established team and help shape the next phase of the organisation's credit risk capability. The successful candidate could join at Analyst, Senior Analyst or Lead Analyst level depending on experience, making this an excellent opportunity for individuals looking to take the next step in their career.

The Opportunity

Reporting directly to the Credit Risk Manager, you'll play a key role in supporting credit risk strategy across the entire customer portfolio. You'll work closely with senior stakeholders across the business, helping turn complex data into meaningful insights that drive lending decisions and business performance.

This is an ideal opportunity for someone who enjoys the technical side of credit risk and wants to work in a fast paced environment where their analysis has a genuine impact on business outcomes.

Key Responsibilities

• Analyse customer and portfolio performance to identify trends, risks and opportunities
• Support the development and optimisation of credit risk strategies across the customer lifecycle
• Produce meaningful insights and recommendations for senior stakeholders
• Work closely with commercial and operational teams to support lending decisions
• Develop and maintain reporting and analytical frameworks using SQL
• Present findings and recommendations to both technical and non-technical audiences
• Help improve credit risk processes, controls and decision making frameworks
• Contribute to the continued growth and development of the Credit Risk function

What We're Looking For

• Previous experience within a Credit Risk, Risk Analytics or Credit Strategy role
• Experience with in a lending environment such as: consumer lending, loans, credit card, mortgages or utilities
• Strong SQL skills and experience working with large datasets
• Excellent analytical and problem-solving abilities
• Strong communication and presentation skills
• Ability to explain how your analysis has delivered tangible business outcomes
• Experience using R or Python would be beneficial but is not essential

About You

You'll be naturally curious, highly analytical and comfortable working with data to solve business problems. Most importantly, you'll be able to demonstrate how your work has influenced lending decisions, improved performance or reduced risk.

Whether you have one year of relevant experience or several years operating at a senior level, we're interested in speaking with candidates who have a strong technical foundation and a genuine passion for credit risk.

Why Apply?

• Join a business experiencing significant growth
• Opportunity to influence and shape a growing Credit Risk team
• Flexible opportunity with level determined by experience
• Work alongside experienced credit risk professionals and senior leadership
• Clear visibility and exposure across the wider business
• Genuine opportunity for progression as the function continues to expand