Private Medical Insurance Switch Adviser

Achieve OTE £70,000 £ 100,000 with high quality inbound leads and no cold calling. Are you an experienced Private Medical Insurance adviser with a strong background in policy switching, renewals or retention? Usay Compare is expanding its specialist switch capability and is looking for accomplished PMI professionals who understand how to review existing cover, navigate switch underwriting and help customers make informed decisions about moving insurer.

This is an opportunity to use your existing industry knowledge in a high-performance environment with strong earning potential, quality inbound opportunities and the support of an established health insurance comparison service. About Usay Compare Usay Compare is one of the UKs leading comparison services for Health and Protection Insurance, trusted by thousands of customers every year. We provide clear, expert advice to help customers make confident decisions about their cover.

Our advisers benefit from an established brand, a broad insurer panel, strong lead flow and a supportive environment in which experienced insurance professionals can maximise their potential. The Opportunity You will speak with customers who already hold Private Medical Insurance and are considering their options, often following a renewal increase or a change in their circumstances. Using a detailed, consultative fact-find, you will review the customers existing policy, medical underwriting position, claims history and priorities before comparing suitable alternatives from across our panel.

This is not simply a price-comparison conversation. You will help customers understand the implications of switching insurer, including any differences in underwriting, exclusions, benefits, hospital access, excesses and policy terms. All customer opportunities are provided, with no cold calling required. What the Role Looks Like Advising existing PMI policyholders who are considering switching insurer. Reviewing current policy terms, renewal premiums and customer objectives.

Completing detailed fact-finds covering medical history, previous underwriting, claims and ongoing or planned treatment. Assessing whether switching is appropriate and identifying suitable insurer and product options. Working with switch underwriting arrangements, including Continued Personal Medical Exclusions and continued moratorium terms where available. Comparing key policy features such as hospital lists, outpatient cover, excesses, cancer benefits, therapies and additional services. Clearly explaining any differences between the customers existing cover and a proposed replacement policy.

Managing switch applications from initial enquiry through to policy inception. Maintaining accurate records and delivering consistently good customer outcomes. Working towards challenging but rewarding quality, conversion and sales targets. About You We are particularly interested in speaking with candidates who have worked as a:
Private Medical Insurance Switch Adviser. PMI Renewals Adviser. Health Insurance Retention Adviser. Individual PMI Sales Adviser with demonstrable switch experience. PMI Broker, Consultant or Account Executive advising individual customers. You will ideally have:
Previous advised sales experience within UK individual Private Medical Insurance. Practical experience completing insurer-to-insurer PMI switches. A sound understanding of switch underwriting and continuity of cover. Knowledge of Continued Personal Medical Exclusions, moratorium underwriting and full medical underwriting. Experience reviewing claims, exclusions and existing policy terms before making a recommendation. The ability to identify when remaining with an existing insurer may be more appropriate than switching.

Strong knowledge of individual PMI products, benefit structures and insurer propositions. Excellent consultative questioning and objection-handling skills. A customer-focused approach and a strong understanding of the importance of clear, suitable recommendations. A proven record of performing against sales, quality and compliance measures. Resilience, self-motivation and a desire to maximise your earnings. Renewals…