Senior Trust Officer

Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is looking for a Senior Trust Officer to join our Wealth Management and Trust team at our corporate office in the Sacramento Area.

The Senior Trust Officer will be responsible for maintaining relationships with clients and beneficiaries where the Bank has been retained to serve as Trustee, independently performing the administration of trust accounts as assigned, and carrying out duties as directed by governing documents and current law. The role also involves generating and closing new business opportunities, managing non-trust accounts (investment management agency), and handling operational, marketing, and business‑development tasks.

Guidance to Client Service Associates and Trust Officers is expected.

• Manage trust relationships, including opening, administering, and closing trust accounts.
• Independently prepare for and conduct new business meetings with prospective clients.
• Review and interpret governing documents and execute terms in accordance with state, local, and federal laws.
• Prepare distribution plans and evaluate discretionary distribution requests against trust documents, applicable laws, and internal policies.
• Create and maintain professional rapport with trust beneficiaries, clients, and COIs to sustain account relationships.
• Complete all regulatory reporting required of trust accounts, including administrative and Reg 9 reviews.
• Collaborate with COIs and other professionals, such as estate planning attorneys, CPAs, and investment managers, to develop new business opportunities and support clients’ estate, tax, or succession planning goals.
• Proficient in asset allocations, investment vehicles, and modern portfolio theory.
• Possess a basic understanding of individual & fiduciary tax laws.
• Understand fiduciary accounting principles, including the UPAIA.
• Engage with COIs in the community to increase awareness of the Bank, including participation in professional organizations and volunteering at local nonprofits.
• Identify and report potential risks to management and assist in risk mitigation.
• May directly supervise other trust officers and client services officers.

• Proficiency dealing independently with clients while providing service or resolving service problems.
• Thorough understanding of trust, taxation, and probate laws.
• Understanding of modern portfolio theory, asset allocation, risk tolerance, time horizon, and related concepts for establishing investment policies.
• Ability to prioritize work.
• Capability to credibly interact with other professionals (e.g., attorneys and CPAs).
• Experience with trust accounting and accounting programs/software.
• Ability to draft original correspondence.
• Advanced skill level in Word and Excel; intermediate PowerPoint skills.

• Bachelor’s degree from an accredited college or university required; JD, CTFA, AEP, or similar designation preferred.
• 7-10 years of experience (or equivalent education/experience) in trust administration with a demonstrated track record of relevant skills.

The hiring pay range for this position is $113,187 to $158,462. In addition to the base salary, all Bank of Marin positions are eligible for incentive compensation based on role, location, experience, education, and skill level.

Bank of Marin offers comprehensive health care coverage, a retirement savings plan with employer matching, bank‑paid employee stock ownership, tuition reimbursement, and an employee volunteer program. Additional details about total compensation and benefits will be provided during the hiring process.

Bank of Marin is an equal opportunity employer. EOE AA Vet/Disability

Seniority Level: Mid‑Senior level

Employment Type:

Full‑time

Job Function:
Finance and Sales

Industry: Banking