Vice President of Risk

Vice President of Risk

Join Vibe Credit Union as Vice President of Risk.

At Vibe, we are driven by our mission to elevate community and create opportunity. We believe in fostering an environment of inclusivity where every team member has the chance to grow professionally. Guided by our core values—be inclusive, educate, embrace change, and seek opportunities— we are dedicated to making a positive impact in the lives of our members and communities.

This position will be responsible for overseeing a wide variety of team members and processes that all address some aspect of risk to the Credit Union. These areas include compliance and regulation, vendor management, legal risks, fraud and quality assurance reviews of new loan and account openings, and monitoring the integrity of member data change process.

• Develop and manage Enterprise Risk Management tools, practices, and policies to analyze and report enterprise risks.
• Maintain oversight of vendor management program.
• Collaborate with Chief Financial Officer to create and implement 5‑year "legal" strategic plan.
• Review, revise, and collaborate with team members in order to negotiate contracts and/or other corporate policies and governance documents as requested by the Chief Financial Officer.
• Perform research and provide legal advice in support of compliance initiatives, regulatory compliance matters, BSA/AML, and other legal guidance impacting the organization and requested by the Chief Financial Officer.
• Assess the risk potential of controls, activities, policies, and procedures, and aid in developing new practices and procedures to mitigate undue risk and loss to the credit union.
• Participate in the perpetual development and oversight of policies, principles, and standards.
• Ensure annual team member training in regulatory requirements is conducted.
• Serve as BSA Officer and responsible for oversight of program throughout the enterprise.
• Administer Fair Lending program including SAFE Act and FCRA.
• Display teamwork, integrity, and leadership.
• Review business processes and procedures for adherence to defined risk appetite.

• Demonstrated hands‑on experience in establishing and administering compliance governance and oversight functions and demonstrable knowledge of NCUA, Federal, and State regulatory laws pertaining to Credit Unions.
• 5–10 years previous risk management experience at a financial institution.
• 5 years or more experience leading a team.
• Juris Doctor degree preferred.

• Strong analytical skills, to analyze appropriate security controls.
• Effective written and verbal communication skills.
• Ability to interact cross functionally with all levels of personnel.
• Ability to lead and guide team members toward department initiatives.
• Ability to mentor team members in professional development.
• Ability to travel.

These physical demands are representative of the physical requirements necessary for an employee to successfully perform the essential functions of the position. Reasonable accommodations can be made to enable people with disabilities to perform the described essential functions of the position. While performing the responsibilities of the job, the employee is required to hear, see, talk, stand, walk, stoop, kneel, lift, push, pull, and grasp.