Credit Analyst

Overview

Xerox IT Solutions is seeking a detail-oriented and analytical Credit Analyst to join our finance team. This role is responsible for evaluating the creditworthiness of both new and existing clients, managing credit application workflows, and supporting the company’s risk management efforts. The ideal candidate will have a strong background in financial analysis, excellent organizational skills, and the ability to communicate effectively with internal and external stakeholders.

Ability to travel weekly to Oak Brook, IL office is preferred

Salary and Benefits
The department provides salary ranges and comprehensive benefits. The salary range above represents the low and high end in the local currency of Xerox’s salary range for this position and is reflected in an annualized amount. Actual salaries will vary based on factors including, but not limited to, geographic location, market competition, and/or the successful applicant’s education, experience, knowledge, skills, and abilities.

The range listed is just one component of Xerox’s total compensation package for employees. Employees are also afforded a comprehensive suite of benefits. To view those details please visit Xerox Careers for your applicable country. If you are not reviewing this job posting on Xerox Careers, we cannot guarantee the validity of this posting. For a list of our current internal postings, please visit Xerox Careers.

Xerox IT Solutions is seeking a detail-oriented and analytical Credit Analyst to join our finance team. This role is responsible for evaluating the creditworthiness of both new and existing clients, managing credit application workflows, and supporting the company’s risk management efforts. The ideal candidate will have a strong background in financial analysis, excellent organizational skills, and the ability to communicate effectively with internal and external stakeholders.

Ability to travel weekly to Oak Brook, IL office is preferred

• Review and process Net-New Client credit applications, conducting thorough vetting and analysis to assess creditworthiness and risk exposure.
• Perform ongoing reviews of legacy client exposure, ensuring credit limits and terms remain appropriate based on updated financial data and payment history.
• Manage and respond to inquiries in the Credit-Terms and New Accounts email boxes, providing timely and accurate information to internal teams and clients.
• Prepare and analyze the CSP (Customer Service Program) Renewal Report, identifying potential credit risks and recommending appropriate actions.
• Review and verify ship-to addresses for all client accounts to ensure accuracy and prevent logistical or compliance issues.
• Conduct fraud screening using established tools and methodologies to identify and mitigate potential fraudulent activities before account approval or transaction processing.
• Oversee exposure management by identifying, measuring, and controlling potential credit risk, including setting and monitoring credit limits and ensuring compliance with company policies.
• Analyze financial statements, credit reports, and other relevant data to determine risk levels and make informed recommendations on credit terms.
• Maintain accurate and up-to-date credit files and documentation for all clients in accordance with company policies and compliance standards.
• Collaborate with sales, customer service, and finance departments to resolve credit-related issues and support business objectives.
• Monitor industry trends and macroeconomic factors that may impact client credit profiles and company risk exposure.

• Bachelor’s degree preferred in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis, financial analysis, or a related discipline.
• Proficiency in Microsoft Office Suite (especially Excel); experience with ERP, AR modules, or credit management software is a plus.
• Strong analytical, organizational, and problem-solving skills.
• Excellent written and verbal communication abilities.
• High attention to detail and the ability to manage multiple priorities in a fast-paced environment.

• Experience in IT solutions or technology services industry.
• Familiarity with credit scoring models and risk assessment methodologies.
• Ability to interpret complex financial data and present findings clearly to non-financial stakeholders.

• Opportunity to work with a dynamic team in a leading technology company.
• Competitive salary and benefits package.
• Professional growth and development opportunities.

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