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Senior Credit Risk Data Scientist

Job in Oakville, Ontario, Canada
Listing for: Canadian Tire Bank
Full Time position
Listed on 2026-02-26
Job specializations:
  • Finance & Banking
    Data Scientist
Salary/Wage Range or Industry Benchmark: 64000 - 106000 CAD Yearly CAD 64000.00 106000.00 YEAR
Job Description & How to Apply Below

What you’ll do:

  • Lead the development of predictive models that will form the basis for information-driven strategies in credit and collection risk including managing delivery timelines and coordinating team resources

  • Own the full cycle scorecard design and development from target definition and data preparation through to implementation, documentation, and performance measurement

  • Create customer segmentation schemes that will provide strategy teams with insights into our customers

  • Monitor effectiveness of all statistical models and recommend appropriate course of action

  • Deploy new models and track day-to-day scoring activities, addressing system or procedural issues as needed

  • Perform optimization analysis and build supporting component predictions

  • Collaborate closely with subject matter experts to understand and interpret data

  • Deliver effective communications of key design elements and development results

  • Work on other related functions and ad hoc activities to support business objectives

  • What you bring:

  • University degree in one of the STEM courses. Postgraduate degree in mathematics, statistics or similar disciplines

  • Three or more years experience performing statistical analysis, building predictive models, scorecard development or customer segmentation. Exposure in credit risk management or in credit card/banking is a plus

  • Proficient expert in at least one of the key data mining tools, e.g. SAS, SQL, Python. Familiarity with statistical modeling software (SAS Enterprise Miner, FICO Analytics Workbench, etc.) is a plus

  • Demonstrated superior analytical, mathematical, programming and problem-solving skills

  • Ability to accurately and consistently understand and manipulate large volumes of granular and detailed data

  • Proven ability to translate business needs into statistically sound solutions

  • Capable of clearly communicating analytical results to business stakeholders

  • We’re always looking for great talent! In addition to competitive pay, we offer:

  • Comprehensive benefits and retirement programs

  • Performance incentives, Continuing Education Programs

  • Other perks to support your well-being

  • Career growth opportunities and product discounts

  • Our typical hiring range is between $64,000 and $106,000 Salary decisions are also dependent on other factors such as your experience, job-related knowledge, skills and competencies, market location, industry benchmarks, internal equity and other role-specific requirements.

    Position Requirements
    10+ Years work experience
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